What is plasterers insurance?
Working as a plasterer can be a very rewarding career – but it can also be pretty hectic too! Regardless of whether you’re working solo or own your own plastering company, you tackle a great many risks on any job you go on and, where risks are, accidents aren’t far behind. That’s why it’s vital to your business’ success that you get tailored insurance, specialised to your trade.
Why do you need plasterers insurance?
Fortunately, here at Tradesman Saver, we can help with that. We’ve been designing specialist insurance policies for plastering businesses for over a decade, and have worked with our customers to build the perfect policy for your business, with all the bells and whistles attached. Customise your policy with our online quote form and find out how straightforward it is to get insured with us.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Plasterers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your plasterers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a plasterers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a plasterer and you can get your quote online in minutes.
Like most trades, plasterers face their fair share of accidents on a day-to-day basis. Here are just some of the plastering mishaps and disasters your business might face, and how insurance could lessen the burden if the worst did happen:
A nasty tumble
Your employee is up on a ladder, helping you plaster a new build property. Unfortunately, as they’re stood on the ladder, it collapses and your employee is left badly injured. They choose to seek compensation from you for their injury. Your employer’s liability insurance is imperative here – it’ll cover the costs of the compensation for you, so you can continue doing what you do best.
You’re on a construction site, applying plaster to a newly build home. Unfortunately, one of the electricians on site has made a mistake with the wiring and the property catches fire, burning away all your hard work. This is where contractor’s all risks insurance can come in handy. Through it, you’ll be able to claim the costs of re-doing or repairing the work, so you won’t end up out of pocket for someone else’s mistake.
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