Dog owners are renowned for the pride they have in their pooches and for many, they’re like another member of the family. So when they entrust their canine companion with you, they’ll want to know they’re in safe hands.
If you run a dog sitting service, having dog sitting insurance in place shows you have a professionally-run service. It lets clients know that you’ve left nothing to chance and that there is a safety net there if anything goes wrong.
Public liability insurance for dog & pet sitters
Insurance for dog sitting will cover you if a customer makes a claim against you should their dog fall ill or suffer an injury while in your care. However, there are many other strands to this kind of cover than straightforward PL insurance.
If you’re minding a dog at a client’s home, you could also be liable for any damage or loss the client suffers which is connected to your work. This can include damage to their property and the loss of keys, which would, in turn, lead to new locks being fitted. The cost of this can be claimed against public liability cover.
Dog sitters who mind pets at their own home should also be covered by public liability insurance. You may be required to take out extra or a different form of cover if you are looking after dogs in your one home overnight.
If you also walk dogs, it is essential to have public liability cover in place. As well trained as they are, dogs can be unpredictable and if one of the dogs you are caring for attacks and injures a member of the public or causes damage to a person’s property, you could be facing a claim.
Employer’s liability insurance
If you find yourself clutching onto a handful of leads, it may be helpful to take on a bit of extra help. If you do, then you’ll be required by law to take out employer’s liability insurance cover.
Other forms of cover for dog sitters
When consider dog sitting insurance, you need to look at all aspects of your job. If you are picking up dogs at a customer’s house and transporting them in your car, then you may need a different form of vehicle insurance. Some dog sitters may also operate dog grooming services. If this is carried out on separate premises, then it may be a good idea to take out shop insurance.