Pest & Vermin Control Insurance

Public Liability Cover for Pest And Vermin Control

Public liability insurance protects you if your work happens to cause damage or injury to your client, a member of the public, or the property you’re working in. Handling pests and vermin means you’ll be working closely on a client’s property, whether this is a home or a business. Pests are also generally difficult to reach, hiding in ceilings or underneath floorboards. Therefore, you need to take extra care to ensure minimal damage is caused to your client’s property. On top of this, the use of harsh chemicals, gasses, and poisons are often used to exterminate vermin. Accidental spillages can damage the property, gasses can leak out, and harsh chemicals that aren’t correctly cleared can cause severe consequences. Any claims made against you and your business can leave you financially drained, but public liability insurance ensures you’re not responsible for paying for these consequences out of pocket. 

What is pest and vermin control insurance?

Dealing with a pest problem professionally can be a major headache, with a number of potential risks that could wind up being more expensive than you thought. As such, having the right insurance policy in place protects you against any claims that may be made against you or your business, such as accidental damages made to a client’s house or, worse, an accident that left someone injured.

Why do you need pest and vermin control insurance?

We understand that handling pests and vermin can bring a range of problems and emergencies during each job. Whether this is due to harsh chemicals spilling on a client’s carpet, or you fall and injure yourself while removing a wasp nest from a roof space, having the right insurance can save you from an expensive payout. Insurance protects you from any damage done to your client’s property, as well as any injuries sustained to you, your staff, or members of the public while you’re on the job. You should purchase an insurance policy before starting any pest and vermin control jobs, as you’ll be immediately covered. Holding your own insurance policy means you won’t need to rely on any contractors or third parties while giving you the exact cover you need.