Cover To Get You Back On The Mend
When you’re running a business, getting sick or injured is the last thing on your mind – but when it happens, it can be one of the most stressful things you’ve ever faced! Nobody wants to be worrying about how they’re going to pay the bills when they’re in hospital with a broken leg or at home with a serious case of the flu. All you want is some chicken soup and a long sleep.
That’s why personal accident cover can be a God-send. A cover that works when you can’t, it offers a lump-sum payment if you’re unable to work on a permanent basis following an accident or suffer a major fracture or dislocation. You can even add on extra income protection cover which will pay you a weekly benefit in the event that you cannot work on a temporary basis due to accident or sickness. This means you can focus on getting yourself back on the mend, while we look after you.
Tradesman Saver - Automatic Covers
Tradesman Saver - Optional Covers
Can't fault the cost. No other company could offer the same level of cover for the price.Chris Doyle
Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.Dermot Devlin
What Cover Do I Get With Personal Accident Insurance
The limits of cover you will get are:
|Permanent Total Disability||£100,000|
|Permanent loss of sight in both eyes||£50,000|
|Permanent loss of use of two limbs||£50,000|
|Permanent loss of sight in one eye||£25,000|
|Permanent loss of use of one limb||£25,000|
|Permanent loss of speech||£25,000|
|Permanent loss of hearing in both ears||£25,000|
|Permanent loss of hearing in one ear||£10,000|
|Permanent loss of use of:|
|A shoulder, elbow, hip, knee, thumb, wrist or ankle||£10,000|
|Any finger or big toe||£5000|
|Any other toe||£1000|
|Hospitalisation (Maximum 45 days and after a minimum 24 hours)||£100|
|Extended hospitalisation (for stays longer than 14 days)||£1000|
|A major fracture of:|
|Upper leg; vertebral body; Pelvis; Skull||£500|
|Vertebra other than vertebral body; lower leg; lower jaw; breastbone; shoulder blade; kneecap; upper arm; lower arm||£250|
|Lower leg; hand (metacarpals); foot (metatarsals); clavicle; coccyx; wrist (carpals) and Colles’ fracture ankle (tarsals) & Pott’s fracture||£100|
|Spine; back; hip||£250|
|Knee; ankle; shoulder or collar bone; elbow; wrist||£100|
|Any other joint||£50|
What Cover Do I Get With Short Term Income (sickness) Protection
In the event that you are unable to work as a result of accident or sickness, we will pay £250 Per Week or your gross weekly income — whichever is less, up to a maximum of 12 months.
What if i need extra cover?
Should the standard limits of cover not meet your requirements, please contact us to arrange a separate Personal Accident &/or Sickness policy.