pat tester using testing current on electrical circuit

PAT Testing Insurance

Public liability insurance for a PAT tester starting at less than £59* per year

Not on comparison sites — save money by coming direct to us

Quick Online Quote
“Quick, easy and a fraction of the cost quoted by my previous insurers.” Gary Wilson Read more reviews »

The life of a PAT tester is never a dull one. Whether you work solo, or own your own PAT testing business, every new job brings about a new set of risks to face, so getting proper insurance is paramount. But not just any insurance policy will do – no, you need one specifically geared towards your trade.

Why do you need PAT testers insurance?

At Tradesman Saver, we know it can be hard to find an insurance policy built around your unique needs, which is why we went ahead and designed our own. We’ve put all the necessary covers together in one neat policy – all you have to do is customise it to your requirements with our online quote form. Trust us, it’ll be the best decision you’ve ever made.

Get a Quote

What’s included with our Automatic Cover

There are many insurance options which would benefit your PAT testers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a PAT testers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a PAT tester and you can get your quote online in minutes.

Get a Quote  Learn about Public Liability

Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Why PAT Testers Need Insurance!

As a careful, well trained PAT tester you won’t need insurance will you?  Think again!  Many customers think it won’t happen to them but when it does, they are grateful of expert protection to ensure their business is not affected.  Take a look at the two examples below of where our PAT Testing insurance can save the day:

 

Shocking Public Injury!

You’re testing a plug for a computer in an office. You deem it is safe and give your seal of approval, but unfortunately when an office worker later goes to plug it in, they receive a nasty electric shock. They then file a compensation claim against you for their injury. This is why public liability insurance is so important – with it, your insurer will pay out the costs of the compensation for you, so you don’t end up having to pay it all from your own pocket.

Shocking Employee Injury! 

One of your employees is out on a job checking some electrical equipment in an office on their own, when they unfortunately get a nasty electric shock from a faulty plug. They decide to claim compensation from you as their employer. Your employer’s liability insurance will take care of this for you – it will cover the costs of the compensation claim, allowing your business to continue its activities unimpeded.

Our Reviews

4.9 / 5 Based on 1115 Reviews
Read all reviews »

Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £58 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
Get a Quote