PAT Testing insurance from £53* with FREE legal expenses & accidental death cover*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader
Don’t Test Your Business’ Fate
The life of a PAT tester is never a dull one. Whether you work solo, or own your own PAT testing business, every new job brings about a new set of risks to face, so getting proper insurance is paramount. But not just any insurance policy will do – no, you need one specifically geared towards your trade.
At Tradesman Saver, we know it can be hard to find an insurance policy built around your unique needs, which is why we went ahead and designed our own. We’ve put all the necessary covers together in one neat policy – all you have to do is customise it to your requirements with our online quote form. Trust us, it’ll be the best decision you’ve ever made.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
PAT Testing Insurance - Automatic Covers
PAT Testing Insurance - Optional Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability, legal expenses and accidental death cover as standard on every policy.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Why PAT Testers Need Insurance!
As a careful, well trained PAT tester you won’t need insurance will you? Think again! Many customers think it won’t happen to them but when it does, they are grateful of expert protection to ensure their business is not affected. Take a look at the two examples below of where our PAT Testing insurance can save the day:
Shocking Public Injury!
You’re testing a plug for a computer in an office. You deem it is safe and give your seal of approval, but unfortunately when an office worker later goes to plug it in, they receive a nasty electric shock. They then file a compensation claim against you for their injury. This is why public liability insurance is so important – with it, your insurer will pay out the costs of the compensation for you, so you don’t end up having to pay it all from your own pocket.
Shocking Employee Injury!
One of your employees is out on a job checking some electrical equipment in an office on their own, when they unfortunately get a nasty electric shock from a faulty plug. They decide to claim compensation from you as their employer. Your employer’s liability insurance will take care of this for you – it will cover the costs of the compensation claim, allowing your business to continue its activities unimpeded.