musician with headphones playing a keyboard

Musician’s Insurance

Public liability insurance for a musician for less than £59* per year

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“Quick, easy and a fraction of the cost quoted by my previous insurers.” Gary Wilson Read more reviews »

Working in a creative profession has its risks, like every other business. Your equipment is important to you as a musician and it deserves as much protection as the rest of your business. But you don’t just need a generic insurance policy – you need one that works around your unique needs.

Why do you need musicians insurance?

Here at Tradesman Saver, we understand that your profession has its own concerns, and we want to help you address them. Our policy has been designed by working with businesses like yours, and is customisable to your specific requirements with our online quote form. That’s insurance, made easy.

What’s included with our Automatic Cover

There are many insurance options which would benefit your musicians business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a musicians business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a musician and you can get your quote online in minutes.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

It Shouldn’t Happen To A Musician

Here are some examples of claims:

 

Example 1

You’ve been playing at a wedding venue and you load your instruments into your van after the event ends. You leave your van unattended to collect some more bits from indoors, but when you return to your van, you discover your equipment has been stolen from the van. Fortunately, thanks to your tools & equipment insurance, your insurer pays out to replace your missing equipment, so your business doesn’t have to be put on hold because of someone else’s sticky fingers.

Example 2

You’re playing at a venue, but as you’re setting up your equipment, a passerby trips over your amplifier, injuring themselves in the process. They seek compensation from you for the injury. Your public liability insurance is your greatest ally here – it’ll cover the costs of the compensation, so you can continue focusing on what you do best.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £58 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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