Public liability insurance for a musician for less than £55 per year
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Compare QuotesWorking in a creative profession has its risks, like every other business. Your equipment is important to you as a musician and it deserves as much protection as the rest of your business. But you don’t just need a generic insurance policy – you need one that works around your unique needs.
Here at Tradesman Saver, we understand that your profession has its own concerns, and we want to help you address them. Our policy has been designed by working with businesses like yours, and is customisable to your specific requirements with our online quote form. That’s insurance, made easy.
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Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our standard cover is:
There are many insurance options which would benefit your musicians business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your instrument case and is injured or you accidentally break a customer’s valuable ornament as you are setting up your equipment.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a musicians business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a musician and you can get your quote online in minutes.
* Total number of live policies as of 31/10/2025
Here are some examples of claims:
You’ve been playing at a wedding venue and you load your instruments into your van after the event ends. You leave your van unattended to collect some more bits from indoors, but when you return to your van, you discover your equipment has been stolen from the van. Fortunately, thanks to your optional tools & equipment insurance, your insurer pays out to replace your missing equipment, so your business doesn’t have to be put on hold because of someone else’s sticky fingers.
You’re playing at a venue, but as you’re setting up your equipment, a passerby trips over your amplifier, injuring themselves in the process. They seek compensation from you for the injury. Your public liability insurance is your greatest ally here – it’ll cover the costs of the compensation, so you can continue focusing on what you do best.
From only£55per year 
From only£55per year 
From only£55per year 
