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Mastic Sealant Contractor Insurance

Insurance for sealant experts, starting less than £55 per year

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Excellent 4.7 out of 5

Mastic Sealant Contractor Insurance Cover


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

While often overlooked in the grand scheme of construction and maintenance, effective sealant is one of the most important parts of any commercial or domestic property. Without effective sealant, buildings would be colder, damper and liable to leaks, flooding and mold.

As a mastic sealant contractor in the UK, you play a crucial role in ensuring buildings are watertight, energy-efficient, and structurally sound. Your expertise is invaluable, but with it comes unique risks that require specialised insurance protection. Tradesman Saver understands the specific challenges you face and offers tailored insurance solutions to safeguard your business.

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Why choose Tradesman Saver mastic sealant contractor insurance ?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our mastic sealant contractor insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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What Does Mastic Sealant Contractor Insurance Cover?

Our comprehensive insurance package for mastic sealant contractors includes:

  1. Public Liability Insurance: This essential cover protects you if a member of the public is injured or their property is damaged due to your work. For instance, if you accidentally damage a client’s property while applying sealant, public liability insurance would cover the repair costs and any legal fees.
  2. Products Liability Insurance: This protects you against claims arising from products you’ve supplied or installed. If a sealant product you’ve used fails and causes water damage, this cover would help with the resulting claims.
  3. Employers’ Liability Insurance: If you employ staff, even on a temporary basis, this cover is legally required. It protects you if an employee is injured or becomes ill due to their work for you.
  4. Tools and Equipment Cover: Your tools are essential to your trade. This cover protects your equipment against theft, loss, or damage, ensuring you can quickly replace them and get back to work.
  5. Contract Works Cover: This protects ongoing projects against unexpected events like fire or flood, covering the cost to repair or redo the work.
  6. Personal Accident Insurance: If you’re unable to work due to an accident, this cover provides financial support to help keep your business running.

Why Do Mastic Sealant Contractors Need Specialist Insurance?

Mastic sealant contractors face unique risks in their day-to-day work. Here are some scenarios where having the right insurance is invaluable:

  • You’re working on a high-rise building, and your sealant gun slips, damaging a parked car below. Public liability insurance would cover the cost of repairs.
  • A sealant you’ve applied fails prematurely, leading to water ingress and property damage. Products liability insurance would cover the resulting claim.
  • Your van is broken into overnight, and all your specialist tools are stolen. Tools and equipment cover would help you replace them quickly.
  • You slip on a wet surface while working, injuring yourself and unable to work for several weeks. Personal accident insurance would provide financial support during your recovery.

These examples illustrate why generic business insurance often falls short for mastic sealant contractors. Tradesman Saver’s specialist cover is designed with your specific needs in mind.

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Why Choose Tradesman Saver for Your Mastic Sealant Contractor Insurance?

Tradesman Saver has been providing specialist insurance to UK tradespeople for over 40 years. We understand the unique challenges faced by mastic sealant contractors and have tailored our policies accordingly. Here’s why you should choose us:

  • Specialist cover designed specifically for mastic sealant contractors
  • Flexible policies that can be tailored to your exact needs
  • Competitive pricing with policies starting from just £55 per year
  • Option to pay monthly for annual policies over £125
  • Quick and easy online quotes
  • UK-based customer service team
  • 24/7 claims helpline

Protect your mastic sealant contracting business today with Tradesman Saver. Get a quote now and ensure you’re covered for whatever challenges your work may bring.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Mastic Sealant Contractor Insurance FAQs

The cost of your insurance will depend on several factors, including:

  • The size of your business
  • Your annual turnover
  • The number of employees you have
  • The types of projects you typically undertake
  • Your claims history

At Tradesman Saver, we strive to offer competitive rates without compromising on cover. Our policies start from as little as £55 per year, with the option to pay in monthly instalments if your annual premium exceeds £125.

While not legally required, public liability insurance is highly recommended. Many clients and contracts will require you to have this cover in place before allowing you to work on their premises.

Yes, our public liability insurance covers work at height. However, you must ensure you’re following all relevant health and safety guidelines and using appropriate equipment.

Standard policies may not cover work on listed buildings or heritage sites. If you regularly work on such properties, please let us know so we can ensure your policy provides adequate cover.

Yes, we understand that your business needs may change. You can adjust your cover at any time. Simply contact our customer service team, and they’ll be happy to help.

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