inside of a newly converted loft

Loft Convertors Insurance

Public liability insurance for a loft convertor for less than £67* per year

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Working at height can be a dangerous, and when loft converting is your business, you need to ensure you keep yourself, and any employees you have, protected. For this purpose, you need an insurance policy that’s specifically designed to your needs – not just some generic business policy.

Why do you need loft convertors insurance?

Enter Tradesman Saver to solve your insurance needs. We’ve devoted our time to speaking to customers in your line of work, building a policy that suits your unique concerns. All that’s left for you to do is tailor your policy on our online quote form for cover that works as hard as you do.

What’s included with our Automatic Cover

There are many insurance options which would benefit your loft convertors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a loft convertors business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a loft convertor and you can get your quote online in minutes.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

It Shouldn’t Happen To A Loft Convertor

Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:

 

Example 1

You’re converting a loft at a customer’s property. As you’re laying the roof tiles on the new extension, one slips from your grasp and hits a passing pedestrian, causing them considerable injury. You’re then faced with a compensation claim, but fortunately your public liability insurance has your back – it covers the cost of the compensation, meaning you can keep work on the loft conversion running on time.

Example 2

You’ve been working on a loft conversion project and everything has been going well. But then, unexpectedly, a fire breaks out in the property below, burning it and the conversion above. Fortunately, your contractor’s all risks, or contract works, insurance has you covered here – it will pay to re-do the work, so you can keep your project on schedule once the property has been repaired.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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