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Loft Convertors Insurance

Public liability insurance for a loft convertor for less than £75 per year

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Excellent 4.7 out of 5

What is loft convertors insurance?

Working at height can be a dangerous, and when loft converting is your business, you need to ensure you keep yourself, and any employees you have, protected. For this purpose, you need an insurance policy that’s specifically designed to your needs – not just some generic business policy.

Why do you need loft convertors insurance?

Enter Tradesman Saver to solve your insurance needs. We’ve devoted our time to speaking to customers in your line of work, building a policy that suits your unique concerns. All that’s left for you to do is tailor your policy on our online quote form for cover that works as hard as you do.

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Why choose Tradesman Saver loft convertors insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our loft convertors insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Tradesman Saver’s Public Liability Cover For Loft Convertors


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your loft convertors business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s car by dropping a your hammer from the scaffolding you are working on.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a loft convertors business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a loft convertor and you can get your quote online in minutes.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

It Shouldn’t Happen To A Loft Convertor

Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:

Falling Tiles…

You’re converting a loft at a customer’s property. As you’re laying the roof tiles on the new extension, one slips from your grasp and hits a passing pedestrian, causing them considerable injury. You’re then faced with a compensation claim, but fortunately your public liability insurance has your back – it covers the cost of the compensation, meaning you can keep work on the loft conversion running on time.

Broken Ladder…

A member of staff is installing new fascia boards at the end of a loft conversion job.  The ladder he is using gives way and he falls to the floor breaking his arm and is unable to work. The ladder you’ve given him to use is deemed unsafe. Your employer’s liability insurance will come to the rescue and pay compensation to your staff member for their injuries so that you can continue running your business and your staff member is not left without an income.

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