locksmith cutting key using machine

Locksmiths Insurance

Public liability insurance for a locksmith, with coverage starting at £53* including:

  • Public Liability
  • Financial Loss
  • Products Liability
  • Legal Expenses
  • Accidental Death
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4.9 / 5 Based on 1051 Reviews
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As a locksmith, you know that your trade is unique, as are your business’ needs. Every day in your job is different and on every job, you face a new and individual set of risks. In order to safeguard your business’ future, you need a policy tailored to your individual requirements – a generic policy just won’t make the cut.

Why do you need locksmiths insurance?

Which is why you’re in luck. Here at Tradesman Saver, we understand that each one of our customer’s businesses are unique, and you need insurance to reflect your needs. We’ve spent the past decade perfecting our locksmith’s insurance policy, through talking to businesses like yours, to design the most comprehensive policy on the market. Build your policy with our online quote form and get all the cover you need in one place, for insurance that works as hard as you do.

Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

There are many insurance options which would benefit your locksmiths business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a locksmiths business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a locksmith and you can get your quote online in minutes.

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What’s included with our Automatic Cover

Do I really need locksmith’s insurance?

Many customers never really appreciate the need for good quality insurance until they have a problem!  Take a look at the examples below of how our insurance can help a customer when they need it most:

 

Vanishing Tools!

You’re at a job in an apartment building which is on the top floor. You take the necessary tools you’ll need for the job out of your van to go do the job, but when you return to your van later, you discover the van has been broken into and your other tools have been stolen. Your tools & equipment insurance is your protection here – it’ll cover the costs of replacing the stolen tools, so someone else’s sticky fingers needn’t hurt your business’ future.

Wipe your feet..!

You’re changing the locks in a client’s house after a burglary, but as you go to change the back door locks, you realise you’ve tracked muddy shoe prints into their custom-made carpet. The client realises and claims compensation for the costs of getting it cleaned. Your public liability cover is your ally here – it’ll pay the costs of the compensation for you, so you can rest assured that it won’t hinder your business.

Our Reviews

4.9 / 5 Based on 1051 Reviews
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*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.Registered in England No 1842617 Insurance Brokers. All rights reserved.
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