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Locksmiths Insurance

Public liability insurance for a locksmith for less than £59* per year

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What is locksmiths insurance?

As a locksmith, you know that your trade is unique, as are your business’ needs. Every day in your job is different and on every job, you face a new and individual set of risks. In order to safeguard your business’ future, you need a policy tailored to your individual requirements – a generic policy just won’t make the cut.

Why do you need locksmiths insurance?

Which is why you’re in luck. Here at Tradesman Saver, we understand that each one of our customer’s businesses are unique, and you need insurance to reflect your needs. We’ve spent the past decade perfecting our locksmith’s insurance policy, through talking to businesses like yours, to design the most comprehensive policy on the market. Build your policy with our online quote form and get all the cover you need in one place, for insurance that works as hard as you do.

What’s included with our Automatic Cover

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How our locksmiths insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Tradesman Saver’s Public Liability Cover For Locksmiths


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your locksmiths business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a locksmiths business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a locksmith and you can get your quote online in minutes.

Get a Quote

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

Refer a friend

Do I really need locksmith’s insurance?

Many customers never really appreciate the need for good quality insurance until they have a problem!  Take a look at the examples below of how our insurance can help a customer when they need it most:

 

Vanishing Tools!

You’re at a job in an apartment building which is on the top floor. You take the necessary tools you’ll need for the job out of your van to go do the job, but when you return to your van later, you discover the van has been broken into and your other tools have been stolen. Your tools & equipment insurance is your protection here – it’ll cover the costs of replacing the stolen tools, so someone else’s sticky fingers needn’t hurt your business’ future.

Wipe your feet..!

You’re changing the locks in a client’s house after a burglary, but as you go to change the back door locks, you realise you’ve tracked muddy shoe prints into their custom-made carpet. The client realises and claims compensation for the costs of getting it cleaned. Your public liability cover is your ally here – it’ll pay the costs of the compensation for you, so you can rest assured that it won’t hinder your business.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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