Locksmiths Insurance
Public liability insurance for a locksmith for less than £59* per year
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What is locksmiths insurance?
As a locksmith, you know that your trade is unique, as are your business’ needs. Every day in your job is different and on every job, you face a new and individual set of risks. In order to safeguard your business’ future, you need a policy tailored to your individual requirements – a generic policy just won’t make the cut.
Why do you need locksmiths insurance?
Which is why you’re in luck. Here at Tradesman Saver, we understand that each one of our customer’s businesses are unique, and you need insurance to reflect your needs. You need insurance to protect your business in the event that the worse happens What would happen if a member of the public were to sue you following an injury you had caused? What if a customer tripped over your tools? What if a member of staff were to be injured while working for you?
Compensation claims can be huge and we’ve spent many years perfecting our locksmith’s insurance policy, through talking to businesses like yours, to design one of the most comprehensive policies on the market.
Build your policy with our online quote form and select the cover you need in one place, for insurance that works as hard as you do.
What’s included with our Automatic Covers
Learn more about our Optional Covers
How our locksmiths insurance works
Complete our simple quote form with basic details about your business
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Tradesman Saver’s Public Liability Cover For Locksmiths
Our standard cover is:
- £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your locksmiths business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a locksmiths business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a locksmith and you can get your quote online in minutes.
Chosen by over 5000 businesses and counting *
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Monthly Instalments
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Instant Cover
No need to wait for your documents. Our tradesman cover starts from the date you select.
Added Protection
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Do I really need locksmith’s insurance?
Many customers never really appreciate the need for good quality insurance until they have a problem! Take a look at the examples below of how our insurance can help a customer when they need it most:
Vanishing Tools!
You’re at a job in an apartment building which is on the top floor. You take the necessary tools you’ll need for the job out of your van and lock it to go do the job, but when you return to your van later, you discover the van has been broken into and your other tools have been stolen. Your tools & equipment insurance is your protection here – it’ll cover the costs of replacing the stolen tools, so someone else’s sticky fingers needn’t hurt your business’ future.
Wipe your feet..!
You’re changing the locks in a client’s house after a burglary, but as you go to change the back door locks, you realise you’ve tracked muddy shoe prints into their custom-made carpet. The client realises and claims compensation for the costs of getting it cleaned. Your public liability cover is your ally here – it’ll pay the costs of the compensation for you, so you can rest assured that it won’t hinder your business.
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