Legal Expenses Insurance

Tailored insurance that works as hard as you do

From £53* With FREE accidental death cover
legal expenses insurance cover | Tradesman Saver

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4.9 / 5 Based on 983 Reviews
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Don’t Let A Lawsuit Ruin Your Business

Running a trade business isn’t an easy feat. On top of worrying about the threats of fire, theft or flood, you can also face unexpected legal hurdles, such as a surprise visit from the taxman or having to resolve an employment dispute with an employee, which can be expensive and time-consuming.

This is where legal expenses insurance comes in handy. Legal expenses insurance is designed to protect your business against all legal matters that you might face, including employment disputes, tax investigations, VAT appeals, defence or prosecutions, property disputes and even representation for compliance and regulatory matters (eg. health and safety).

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Tradesman Saver - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Tradesman Saver - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

The Benefits of Legal Expenses Insurance: What Do You Get?


Our standard cover includes:

  • Up to £250,000 for legal costs and expenses
  • A legal helpline which is open 24/7
  • A tax helpline that is manned by tax experts during office hours
  • Business legal services online to help you build and download legal documents relating to your business, such as employment contracts and health and safety policies
  • A confidential staff counselling helpline

Legal Expenses Insurance: Frequently Asked Questions

How much does legal expenses insurance cost?

Legal expenses insurance is included as standard as part of any trade or professional Tradesman Saver insurance policy.

Why do you offer legal expenses insurance as standard when other insurance companies don’t?

At Tradesman Saver, we believe in offering our businesses a complete package for their insurance, and legal expenses insurance is an integral business insurance requirement.

How do I go about making a claim on my legal expenses insurance?

Simply give us a call to let us know what’s going on, and we’ll guide you through the process.

What is “reasonable prospects of success” and why does this matter when I’m claiming with my legal expenses insurance?

When your claim has been accepted, more often than not it will be assessed by a lawyer to ensure the case is likely to succeed in court. This is called ‘reasonable prospects of success’ and is a fairly standard part of the legal process. The initial ‘prospects of success’ can change during a case as evidence comes to light, but as long as your lawyer believes you’re more likely than not to win, your legal expenses insurance will still cover the fees. It is, however, important to bear in mind that there are instances where ‘reasonable prospects of success’ doesn’t apply, such as criminal cases.

Can I claim for a dispute which started before I bought my legal expenses insurance policy?

Unfortunately, no. Your legal expenses insurance only covers you for disputes arising past the policy start date – this includes cases like an employment-related claim, where you may have reached a point where you need legal assistance after buying the policy, but the original dispute started much earlier before the policy commenced.

What are the benefits of having legal expenses insurance?

The benefits of Tradesman Saver’s legal expenses cover include:

  • No upfront solicitor’s fees: the insurer will pay a solicitor’s fees directly to the solicitor in question, so you don’t have to pay anything upfront
  • Alternative to legal aid: Legal aid is quite difficult to secure (you generally have to be in a low income bracket to obtain it), and isn’t available for employment disputes which are responsible for a number of claims, so legal expense insurance is the next best thing for ensuring your legal safety
  • 24-hour assistance: we offer 24-hour legal advice helplines, which can be really useful if you need points of law clarified so you can approach an individual or an organisation which the correct information. This can even sometimes help to prevent full legal action from being taken.
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Our Reviews

4.9 / 5 Based on 983 Reviews
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Very easy to navigate site

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Excellent and hassle free service

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Excellent and hassle free service

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*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
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