Gardeners Insurance

Specific, no-fuss gardener's insurance that won’t let you down in a pinch

From £53* With FREE legal expenses & accidental death cover
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gardener in overalls looking at plants in a garden

Our Reviews

4.9 / 5 Based on 982 Reviews
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Planting The Seeds To Grow Your Business

Growing your gardening business hasn’t been easy – you’ve had your fair share of hiccups along the way. Whether you’re a solo gardener or own a gardening company, you’ve had to spend a long time tending to your seeds to grow it into what it is today, and that’s protecting it is so important.

At Tradesman Saver, we’ve worked hard to grow and learn too. We’ve worked with businesses like yours, and through their help, we’ve built an insurance policy specific to the needs of your trade. Tailor your policy with our online quote form, and let us root you while you continue to grow.

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Gardener Insurance - Automatic Covers

Public Liability
Financial Loss
Products Liability
Legal Expenses
Accidental Death

Gardener Insurance - Optional Covers

Employers Liability
Tools / Equipment
Contractors All Risks
Business Contents
Professional Indemnity
Personal Accident
Short Term Income Protection

Can't fault the cost. No other company could offer the same level of cover for the price.

Chris Doyle

Very easy site to use and very competitive. Friendly all from the administration staff after on line quote . All in all pleased at the service so far.

Dermot Devlin

Landscape Gardener

We also cover landscape gardeners and landscape gardening businesses under our gardener insurance policy. Simply select the trade that suits you best on our online quote form when you go to get your quote.

Online & anywhere

We like to keep things simple. Your quote, purchase & documents are all available online, anytime.

Cover is instant

No need to wait for your documents. You're covered from the moment you purchase.

Added protection

Products liability, legal expenses and accidental death cover as standard on every policy.

Monthly instalments

Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.

Gardener’s Public Liability Insurance


Finding the right insurance to suit your gardening business can be tricky – especially with the large variety of insurance terms being thrown around. And with so much information to digest, it can be easy to get lost and end up thoroughly confused. However, it doesn’t have to be this way. Although there are a whole bunch of covers you should consider when taking out your insurance, the one you really need to know about is public liability insurance. Public liability insurance is absolutely vital as it basically acts as the glue that holds your whole insurance policy together. It provides cover for a host of accidents and incidents you might come up against, protecting you from any claims resulting from injury to third parties and damage to their property. It covers both claims from clients and members of the public alike and provides comprehensive all-round cover to ensure your business is protected, no matter what happens.

It Shouldn’t Happen To A Gardener

Here are some examples of claims:

Example 1

You’re working on a garden and your employee is cutting the hedges on a ladder. The ladder is faulty and breaks while your employee is stood on it and they are injured in the fall. Your employee then decides to make a compensation claim against you. This is a situation where your employer’s liability insurance could save you from a massive pay out – with this cover, your insurer would cover the costs of the compensation, saving you from paying it out of your own pocket.

Example 2

You’re mowing a client’s lawn. As you’re mowing, a stone chips up from the mower and cracks your client’s window. They make a claim against you for the costs of repair. Fortunately, your public liability insurance is there to save the day – your insurer pays out the cost of fixing the window, leaving you free to continue focusing on your business.

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Our Reviews

4.9 / 5 Based on 982 Reviews
Read all reviews »

Excellent and hassle free service

2 hours ago

Excellent and hassle free service

2 hours ago

Excellent and hassle free service

2 hours ago
*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
Registered in England No 1842617 Insurance Brokers. All rights reserved.
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