Who needs Handyman Business Insurance?

Our Reviews

4.9 / 5 Based on 548 Reviews
Read all reviews »
Share
Tweet
Share
Share

Being able to turn your hand to anything is something of a rare skill. It’s also a quality which can be quite lucrative as handymen are always in demand. There seem to be millions of little jobs out there which require a handyman’s expertise, so there’ll always be work for the proverbial ‘jack of all trades’.

If your job falls into the handyman category, you will need to take out handyman business insurance to protect yourself against any mishaps which may unfortunately come your way.

You could be joiner, plumber, painter, decorator, plasterer, electrician or any combination of those trades. You’ll have a varied work life anyway, as each job can be hugely different from the next.

Being a handyman also means you are in and out of different client’s house or places of business, often spinning around in a van with a wide range of tools, so having insurance in place is an absolute must.

Anyone who runs a business offering handyman services will need to have adequate cover in place, but how do you know exactly what type of handyman insurance you need? There are a number of vital forms of cover you need to be aware of.

 

Public liability insurance

This can be a lifeline for any small or medium-sized handyman operation. It will protect you for any claims made against you if your work causes someone to be injury, suffer an illness or incur damage to their property. Given that you can often visit the homes of dozens of clients in a week, there is always the chance that something can go wrong. A person doesn’t even have to be a client to bring a claim against you – any member of the public who feels your work has caused injury or damage can seek compensation.

 

Personal accident & sickness

As a lot of handymen work as a ‘one-man band’, being out of work for an extended period can see your finances take a big hit. With personal accident insurance you will be covered if you cannot work due to injury or illness. This will help cushion the blow of lost earnings.

 

Other forms of insurance

You can add extra forms of cover to your handyman insurance policy, such as cover for tools, machinery and cash. If you use a car or van for work, you may need to take out suitable motor insurance to cover your vehicle for work purposes.

Next article >
Get your quote now!

Our Reviews

4.9 / 5 Based on 548 Reviews
Read all reviews »

simple to compile our info, price seems reasonable, Let's hope it holds itself to be of value.

on Sep 21st

Really really helpful and easy to use..!

on Sep 19th

Perfectly adaptable for my needs. The website is so easy to use. I was able to get on with my work knowing my... Read more »

on Sep 16th
© Copyright 2018 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.
Registered in England No 1842617 Insurance Brokers. All rights reserved.
Get a Quote