What is kitchen installers insurance?
Working in the trade industry can be manic – particularly if you work as a kitchen installer. Regardless of whether you work solo or own your own company, you know that every day you’re contending with a new set of risks on each job you go on. And, when you’re trade comes with that many risks, you know accidents can be far behind – that’s why you need specific insurance that speaks to the needs of your trade.
Why do you need kitchen installers insurance?
Here at Tradesman Saver, we can help with that. We’ve been working with businesses like yours in the trade industry for over a decade, and we’re committed to helping our customers protect their businesses. That’s why we’ve used our time to build a policy specifically for those in your trade, to ensure you get all the cover you need, when you need it most. Tailor your policy online and find out what we can do for you.
How our kitchen installers insurance works
Complete our simple quote form with basic details about your business
Get a Quote
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Tradesman Saver’s Public Liability Cover For Kitchen Installers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your kitchen installers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a kitchen installers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a kitchen installer and you can get your quote online in minutes.
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We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Two Examples Of How Kitchen Installers Insurance Could Save Your Business
It’s true to say that often accidents are unavoidable, but that unfortunately doesn’t make them any less likely to happen. Having the right insurance cover in place helps to ensure that, even if the worst should happen, your business would be protected financially. With that in mind, here are two examples of how insurance could save your business in times of need:
Wrap up your cables
You’re on a job installing a new kitchen in a client’s house. As you’re attaching some cabinets to the wall, your client trips over the cable of a power tool you’ve left attached to the wall socket and badly injures themselves. They choose to seek compensation from you. Your public liability insurance offers you a safety net here – it’ll cover the costs of the compensation for you, so you can carry on doing what you do best.
Up in smoke
You’re on a job installing a kitchen in a new build home on a construction site. Unfortunately, the electrician that has been hired has made a mistake when wiring the property and the whole home catches fire, destroying all your work. This is where contractor’s all risks insurance steps in – it’ll cover the costs of repairing or re-doing the work, ensuring you don’t get left of pocket because of someone else’s mistake.