Excellent 4.7 out of 5
Call us on 0800 121 8748 Mon to Fri, 9am - 5pm
female tradesman fitting kitchen cupboard

Kitchen Fitters Insurance

Insurance for kitchen fitters starting at £55 per year

Not on comparison sites — save money by coming direct to us

Compare Quotes
Excellent 4.7 out of 5

Tradesman Saver’s Kitchen Fitters Insurance Cover


To ensure you receive the best possible cover for the most affordable price, we have everything you may need in your policy, including:

  • Public & products liability up to £5 million
  • Employers liability at £10 million
  • Contractors All Risk Insurance with provides cover for:
       – Contract works
       – Owned plant
       – Hired-in plant
       – Employees’ tools
  • Essential legal expenses at £100,000

Kitchen fitters insurance safeguards your livelihood in the event of being sued. Working as a kitchen fitter exposes you to certain hazards that make a bespoke insurance policy highly recommended. Our Tradesman Saver package features public liability, products liability insurance, employer’s liability insurance, and more.

As well as the standard covers provided, there are multiple optional ones you can add on to further protect yourself. These include contractors all risk and tools and equipment cover, for example.

Why do you need kitchen fitters insurance?

While being a kitchen fitter is an incredibly rewarding job, allowing you to turn people’s dream kitchen ideas into reality, it does come with certain risks. You could injure yourself or a member of staff for instance, or you may have your tools stolen and have to pay for replacements. With kitchen fitters insurance though, you’re protected in such scenarios.

What’s more, it will also cover you for accidental damage or injury caused to customers or members of the public, meaning you don’t have to foot the bill for any compensation, legal fees or repair costs.

Get a Quote  Learn about Public Liability

How our kitchen fitters insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

Compare Quotes

Understanding public liability insurance for kitchen fitters

Obtaining an insurance policy isn’t the most thrilling of endeavours, but it’s essential as a kitchen fitter. While there are numerous covers you can include in your policy, public liability is the most important. This is the cornerstone of your insurance, providing cover if somebody is injured or they sustain property damage due to your work. Below are some of the scenarios where public liability insurance will protect you:

    • Dropping a tool from up high and damaging your customer’s property
    • A member of the public tripping over unattended equipment
    • Accidents caused by poor kitchen fitting

Why do you need public liability insurance for kitchen tradesmen?

Get a Quote

Regardless of whether you’re a kitchen fitter or installer, a kitchen designer, or a kitchen planner, you could be liable for hefty compensation fees if you damage a customer’s property or injure someone on the job. But with public liability insurance, your provider and not you will cover the costs involved.

From onlyPrices start from £58.76per year

How much does kitchen fitters insurance cost?

The price of your kitchen fitters insurance depends on various factors. These include the amount of cover you require, your location, your claims history and the number of people you employ.

Our Tradesman Saver policy for kitchen fitters and installers includes lots of extra covers as standard including financial loss, legal expenses and accidental death cover.  You’ll find it hard to beat our excellent cover and competitive prices.

Compare Quotes

Kitchen Fitters insurance quote examples

Tradesman Saver - A Trades Insurance Company £58.76 / year

A kitchen fitter/installer working on domestic and small commercial properties

  • Sole trader
  • No employees
  • 5 years experience
  • Based in Liverpool
  • No claims

Automatic Covers

  • Public Liability £2,000,000
  • Financial Loss £10,000
  • Products Liability £2,000,000
  • Legal Expenses £250,000
  • Accidental Death £10,000

Optional Covers

  • Business Contents Not Insured
  • Personal Accident Not Insured
  • Employers Liability Not Insured
  • Tools / Equipment Not Insured
  • Contract Works Not Insured
  • Professional Indemnity Not Insured
Tradesman Saver - A Trades Insurance Company £16.74 / month £184.20 / year

A kitchen fitter/installer working on domestic and small commercial properties

  • Limited Company
  • No employees
  • 5 years experience
  • Based in Surrey
  • No claims

Automatic Covers

  • Public Liability £2,000,000
  • Financial Loss £10,000
  • Products Liability £2,000,000
  • Legal Expenses £250,000
  • Accidental Death £10,000

Optional Covers

  • Business Contents Not Insured
  • Personal Accident £50,000
  • Employers Liability Not Insured
  • Tools / Equipment £3,000
  • Contract Works Not Insured
  • Professional Indemnity Not Insured

The above quote examples were taken from our online system on 23/03/23.  These are real quotes but your own personal quote will vary dependent upon your circumstances and the level of cover you require.

Insurance cover Excess
Public Liability £250
Products Liability £250
Employers Liability No Excess
Financial Loss 10% of claim value(£2,500 minimum)
Professional Indemnity 10% of claim value(£2,500 minimum)
Contract Works £250(£500 Theft/Malicious Damage)
Tools / Equipment £100(£250 Unattended vehicle)
Legal Expenses No Excess

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Kitchen Fitters Insurance FAQs

Yes, our cover is suited to all types of kitchen tradesman, including kitchen planners, kitchen installers and kitchen designers.

You can insure your kitchen fitting equipment with our contractors all risk insurance, while we also offer tools and equipment cover. The same applies to owned equipment and rented equipment.

Generally speaking, the packages offered here at Tradesman Saver are taken out on a twelve month basis. You can pay for it annually or in monthly installments, and each policy can be renewed yearly. Claims for damages or injury can be made whenever during this point provided you give proof of policy at that given time.

In order to make a claim on your kitchen fitters insurance policy, you must contract us or your provider as soon as possible. Before you do though, check that you’re within the time limits of your policy and that it covers the type of claim involved. You should also see what the excess is so you know what the insurer will deduct from the claim.

Who We Cover

Similar Trades We Cover

Shop Fitter’s Insurance
Shop Fitter’s Insurance From only£55per year

Shop Fitter’s Insurance

Public liability insurance for a shop fitter starting at less than £55 per year
Shelving & Rack Installer’s Insurance
Shelving & Rack Installer’s Insurance

Shelving & Rack Installer’s Insurance

Liability insurance for a shelving & rack installer at competitive prices
Carpenter’s & Joiner’s Insurance
Carpenter’s & Joiner’s Insurance From only£55per year

Carpenter’s & Joiner’s Insurance

Public liability insurance for a carpenter or joiner, for less than £55 per year
Interior Designer’s Insurance
Interior Designer’s Insurance From only£55per year

Interior Designer’s Insurance

Public liability insurance for a interior designer for less than £55 per year
Kitchen Planner & Designer’s Insurance
Kitchen Planner & Designer’s Insurance From only£55per year

Kitchen Planner & Designer’s Insurance

Public liability insurance for a kitchen planner & designer for less than £55 per year
Public Liability Insurance
Public Liability Insurance From only£55per year

Public Liability Insurance

Comprehensive public liability insurance cover for less than £55 per year

What our customers say

Join 18,761+ businesses

Compare Quotes
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.