What is interior designers insurance?
As an interior designer, your passion is one of your greatest assets. You love seeing your ideas come to life inside someone’s home or premises and it’s this passion that makes you so good at what you do. But you also know that, in every business, there are unavoidable accidents, which is why it pays to have proper protection in place.
Why do you need interior designers insurance?
At Tradesman Saver, we believe that when you have a passion, you should protect it as best you can. That’s why we’ve crafted an insurance policy that speaks to the needs of your profession. Start with the standard policy, and tailor it to suit your business’ demands for secure business protection, whatever the weather.
How our interior designers insurance works
Complete our simple quote form with basic details about your business
Get a Quote
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Tradesman Saver’s Public Liability Cover For Interior Designers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your interior designers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a interior designers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as an interior designer and you can get your quote online in minutes.
Chosen by over 5000 businesses and counting *
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Interior Design Disaster!
Sometimes accidents happen and that’s where your insurance can really help. We’ve detailed below an example of where our interior design insurance has really helped a customer in their hour of need.
Burn Baby Burn!
You’re holding a consultation with a client and you get up to pour them a coffee. But as you’re on the way to give it to them, you slip on an untidy cable and the hot coffee spills all over the client, scalding them. They decide to pursue you for compensation. Your public liability insurance is your best friend here – it’ll cover the costs of the claim for you, so you won’t have to pay it out of your own pocket.