Underpinning Contractor’s Insurance

Public liability insurance for underpinning contractors.

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Public liability cover for underpinning contractors

Excavation is obviously a frequent occurrence in underpinning, meaning there is a distinct possibility of making contact with buried services such as gas, electricity and water while drilling, driving vibration. If impact was to happen with these underground services, damage is very possible. There’s also the physical dangers. For example, members of the public could trip over your equipment, or perhaps inhale dangerous fumes given off by drilling equipment. As a result of such events, you may face expensive compensation claims that harm your company’s finances. Public liability insurance is there to rescue you in these situations, covering for injury and property damage suffered by clients or members of the public.

What is underpinning contractor’s insurance?

Considering the number of hazards you face day in, day out, a comprehensive insurance policy will help you in the event of an accident. Made with your profession in mind, it will save you from financial impairment if you’re ever hit with compensation claims or legal fees due to your work. All in all, this cover lets you get on with the job without worrying one mistake could ruin it all.

Do underpinning contractors need insurance?

Many insurance providers don’t take into account the distinct dangers you face, which is why a generic insurance policy won’t do. You need to get more specific and obtain a tailored insurance policy that covers you for the risks most likely to occur during your work.

How our underpinning contractor’s insurance works

1 Apply Online

Complete the online quote form on our business insurance website – Brisco Business Insurance

2 Compare Quotes

Get instant quotes from our panel of insurers and choose the one that’s right for you

3 You’re insured!

Instantly activate your Brisco Business Insurance policy and view your certificates online

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Underpinning Contractors Insurance: Frequently Asked Questions

What does underpinning contract insurance cost?

The cost of the insurance is affected by things such as how much cover you need, your claims history, and the size of your operation.

How do I make a claim?

In order to make a claim on your underpinning contract insurance insurance policy, you must contact us or your insurer right away. Before you do though, check that you’re within the time limits for making a claim and that you’re covered for what you’re claiming for. Also, it is worthwhile to check how much the excess is so you know what insurer will deduct from the claim. Once your insurer has all the information the need, they will decide whether your claim fits the validity criteria.

What information do I need to provide?

You must provide basic details such as your name, address and the kind of regular work you carry out when getting an underpinning insurance quote. An insurer will also need to know the size of your operation, so you will be required to supply details of your annual turnover and how many people you have working for you. They may also ask for details of any previous claims, so it’s always worth having these documented.