Steel Fabricator Insurance

Steel Fabricator Insurance

Insurance for steel fabricators with public liability cover

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A specialist steel fabricators insurance policy includes public liability cover as standard, which protects your business if your work activities injure a client or member of the public, or causes damage to property. It’s crucial to have an insurance policy which includes this cover, as steel fabrication can be a particularly risky job due to the hazardous equipment and materials you rely on. For instance, you could accidentally scratch a nearby car while transporting steel to and from a site, or forget to add important safety barriers around your machinery, putting any visitors in grave danger.

Victims of any unfortunate accidents may decide to make a claim, which can be pricey, and therefore detrimental to your business. However, there’s no need to worry when you have steel fabricators insurance with public liability cover. With good quality public liability insurance on your side, you’ll never be left financially responsible for the costly fallout of these mistakes, as insurers cover all expenses on your behalf.

To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including: 

 

  • Public & Products Liability up to £5 million
  • Employers Liability at £10 million
  • Contractors All Risks Insurance which provides cover for 
    • Contract Works
    • Owned Plant
    • Hired-in Plant
    • Employees’ Tools
  • Essential Legal Expenses at £100,000
Steel Fabricator Insurance

What is steel fabricator insurance?

Steel makes up everything from bridges and building frames, to cars and cutlery. Your services are incredibly valuable and it’s vital you protect your livelihood to continue doing your job. But, as you know, being a steel fabricator is more dangerous than most professions. Though improvements in working environments and safety regulations have helped reduce the risks of your trade somewhat, you can’t take any chances considering the serious damage that could result from unexpected accidents. That’s why you need steel fabricator insurance—if any disastrous events happen in the workplace, you won’t have to pay the price.

Why do you need steel fabricator insurance?

Working with heavy steel, and dangerous machines like guillotines and grinders, means that one wrong move could have serious consequences, and victims of any accidents may decide to make a claim against your business, even if it wasn’t your fault. Severe cases could even cost you hundreds and thousands of pounds, and because your job is so risky, many insurance providers will refuse to insure you at all. Don’t settle for a standard insurance package that doesn’t meet your role’s specific requirements. Instead, get steel fabricator insurance — immediate cover can provide your business with the protection it needs.

Steel Fabricator Insurance

How our steel fabricator insurance works

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How much is steel fabricator insurance?

We calculate the final cost of your steel fabricator insurance policy by assessing all the information you provide us when you ask for a quote. For example, the size of your clients and nature of your job will help us determine how risky your role is. The price will also depend on the combination of covers you require.

Is steel fabricator insurance a legal requirement?

Most of the covers we can include in a steel fabricator insurance policy are not legal requirements. The exception is employer’s liability insurance, which you must have if your business employs staff. Though you are not legally obligated to have covers like public liability and contractors all risks, these are incredibly important in safeguarding your business and preventing a future financial crisis.

How long is my steel fabricator insurance policy valid for?

A typical steel fabricator insurance policy is valid for a year and can be renewed annually. Please note that you will only be covered during the period stated by the start and end dates on your policy.

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