Rubble Removal Insurance
Rubble removal insurance with public liability cover for complete peace of mind
Compare quotes from leading insurers in minutes
Public liability cover for rubble removals
Anyone whose job involves clearing rubble from building sites should have public liability cover. Rubble and bulk earth removal can be dangerous, especially if you need to use specialist equipment and plant, which may well cause harm to third parties if the work is not properly and safely carried out. In the event that the work you’re carrying out does injure a member of the public, your client, or the property that you’re working on, you could be responsible for covering the cost of damages. These claims have the potential to be expensive, depending on the severity of the damage, so may end up having a considerable financial impact on your business.
Public liability insurance covers the cost of this damage, saving you any concern about paying out on claims made against you or your business. At Tradesman Saver, public liability comes as standard as part of our rubble removals insurance package.
Our standard cover provides up to £5 million for public and products liability.
Rubble Removals Insurance: What is included in your policy?
To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including:
- Public & Products Liability up to £5 million
- Employers Liability at £10 million
- Contractors All Risks Insurance which provides cover for
- Contract Works
- Owned Plant
- Hired-in Plant
- Employees’ Tools
- Essential Legal Expenses at £100,000
What is rubble removals insurance?
Removing rubble and bulk earth actually refers to the removal of a number of things, including garden refuse, refrigerators, furniture, microwaves and ovens, tiles, liquid spills, and even dangerous and hazardous materials. Clearing these items can be dangerous for you, your employees, and even the client and their property if it’s not properly carried out. If you’re deemed responsible for any damages, having the right insurance policy in place can protect your finances and prevent you from having to pay out of your own pocket, an expense which could be fatal to your business.
Why do you need rubble removals insurance?
Disposing of certain rubbish can be incredibly dangerous. Many refrigerators, for example, contain chlorofluorocarbons (CFCs) or hydrochlorofluorocarbons (HCFCs) in the insulating material or the refrigerant, which can be harmful to the environment if they’re not handled correctly. Depending on the job you’re contracted to complete, you may also need to remove items that contain potentially toxic chemicals. The rubble you’re hired to remove may even be heavy enough to require the use of machinery or plant to transport it properly, which increases the risk of any accidental damage to the property or a member of the public. Although this can only be operated under a specific license, there is always the chance of an accident, especially if members of the public are involved.
Holding the right insurance policy means you won’t be held responsible for the full cost of any damages, even if any accidents come as a result of your own negligence. This includes property damage or any injuries personally sustained by you, your employees, clients, or members of the public. Rubble removals insurance from Tradesman Saver offers comprehensive cover immediately upon purchase, so it’s best to buy it before starting a new job. Having your own insurance policy in place also means you won’t have to rely on any contractors or third parties to cover you in the event of an accident.
How our rubble removal insurance works
Complete the online quote form on our business insurance website – Brisco Business Insurance
Get instant quotes from our panel of insurers and choose the one that’s right for you
Instantly activate your Brisco Business Insurance policy and view your certificates online
Rubble Removal Insurance: Frequently Asked Questions
How much is rubble removal insurance?
The final cost of your insurance policy is highly dependent on your own, personal needs. This includes the experience level of both you and your employees, whether you work alone or as part of a team, and your project sizes. You may also need further covers that aren’t included in a standard policy. For example, you may need to take out employer’s liability insurance or want to include personal accident insurance as part of your policy, which will increase the final price.
How long does rubble removal insurance last?
Most Tradesman Saver policies are valid for a year with the option to renew annually, depending on your needs. Our policies start as soon as the purchase has been completed, and we recommend keeping hold of all documentation so you can prove you were insured in the event a claim is made against you.