Property Developer Insurance

Property Developers Insurance

Property developers insurance with public liability cover for complete peace of mind.

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Construction projects should run as smoothly as possible, which is why we recommend having multiple policies to cover your work, including public liability insurance. This insurance protects you if your business happens to damage a client’s property or if harm is caused to a client or member of the public. Any claims made against you can cost a small fortune—luckily, by having public liability insurance you won’t be responsible for any expenses. 

Our standard cover will be up to £5 million for public liability. 

To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including: 


  • Public & Products Liability up to £5 million
  • Employers Liability at £10 million
  • Contractors All Risks Insurance which provides cover for 
    • Contract Works
    • Owned Plant
    • Hired-in Plant
    • Employees’ Tools
  • Essential Legal Expenses at £100,000
Property Developer Insurance

What is property developers insurance?

Whether you’re renovating a property or building a new block of modern apartments, property development comes with many potential risks that can be costly. Property developers insurance protects developers, construction companies, and contractors who profit from renting or selling a property after its initial purchase and development. This type of insurance cover is suitable for new builds as well as properties being renovated or having extensions built upon. 

Why do you need property developers insurance?

We understand unexpected delays and problems can occur during construction projects, which is why we provide property developers insurance to protect your business against any possible risks. Our insurance covers you for any property damage and accidents and injuries sustained on-site to staff or members of the public owing to your business activities. You should take out a policy as soon as the property intended for development is bought, in order to be covered immediately. With your own insurance policy, you won’t have to rely on contractors who may not have their own insurance in place, ensuring you’re fully protected in case others let you down.  The insurance you have in place with contractors will also not cover the property itself, that will be your responsibility as property owner. 

Property Developer Insurance

How our property developers insurance works

How much is property developers insurance?

The annual cost of your property developers insurance depends on factors such as your experience, how many employees you have, and the size of your projects. It also depends on any additional covers you wish to add to your policy.  

How long does property developers insurance last?

Many policies are taken out on a twelve-month basis and can be renewed annually. If any claims are made, you must be able to provide proof of your cover for the period the claim was made.

What insurance do property developers need?

There are a handful of standard, must-have insurance policies for property developers and builders, including Contractors All Risk cover, Public Liability, and Employers Liability. The cover you require will depend on what your individual business requires—it’s not one-size-fits-all.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2021 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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