Pressure Cleaning & Blasting Contractors Insurance
Pressure and blasting contractors insurance with public liability
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Public Liability Cover for Pressure Cleaners and Sandblasting Contractors
Public liability insurance protects you if your work causes property damage or personal injuries. It’s likely you’re operating pressure cleaning equipment in spaces like driveways or patios, which may be in close proximity to members of the public, increasing the risk of accidents. Injuries caused by pressure cleaners and grit blasters can be fatal, while contact with the hazardous chemicals needed to operate them can cause serious health problems. There’s also the risk of damaging a client’s property, which could include chipping the paintwork of a building. If a member of the public unexpectedly comes into contact with your equipment or a client is unhappy with your work, you could end up facing a court case and hefty legal fees.
This would normally spell financial disaster for your business, but with pressure cleaning insurance, you’re not responsible for paying these expenses. Our standard cover offers up to £5 million for public and products liability. Products liability covers your business should any product you have sold, supplied, or installed causes any unexpected personal injuries or accidental property damage.
Pressure Cleaning Insurance: What can be included in your policy?
To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including:
- Public & Products Liability up to £5 million
- Employers Liability at £10 million
- Contractors All Risks Insurance which provides cover for
- Contract Works
- Owned Plant
- Hired-in Plant
- Employees’ Tools
- Essential Legal Expenses at £100,000
What is pressure cleaning insurance?
Whether you’re cleaning driveways, gutters, or windows, using a high-quality pressure washer can be risky. The power of your equipment means that just one slip could accidentally damage someone’s property, or even seriously injure a client or member of the public. This risk is only increased if you were to use sandblasting for one of your jobs, which uses solid, abrasive particles to clean or shape a surface. Pressure cleaning insurance policy ensures your business is protected from the hazards associated with the job.
Why do you need pressure cleaning insurance?
Pressure cleaning is hard, physical labour and operating high pressure washing equipment can be dangerous not only to yourself, but to those around you. If used incorrectly, a pressure cleaner can cause skin lacerations leading to bacterial infections or damage your client’s property by chipping wood and even some types of stone. Sandblasting contractors can face an increased risk of injuring themselves or a third party due to the nature of the equipment and the job. If a client makes a claim after an accident like this, you could be responsible for paying very expensive fees unless you have the right insurance, so it’s essential you’re appropriately covered should any accidents happen as a direct result of the work you carried out.
You should purchase the right insurance policy before starting any jobs. That way, your business will be covered if any serious accidents occur. Holding your own insurance policy means you won’t need to rely on any contractors or third parties to protect you, while also giving you the exact cover you need. Get a free quote today.
How our pressure cleaning & blasting contractors insurance works
Complete the online quote form on our business insurance website – Brisco Business Insurance
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Instantly activate your Brisco Business Insurance policy and view your certificates online
Pressure Cleaning Insurance: Frequently Asked Questions
How much is pressure cleaning & blast cleaning insurance?
The annual cost of your insurance depends on various factors, such as your experience in the industry, how many employees you have, and the size of the projects you take on. The final cost of your policy also depends on the combination of covers you require.
How long will my pressure cleaning insurance last?
Most policies are valid for a year and can be renewed annually, depending on your business needs. If any claims are made against you, you must be able to provide proof that you were covered by your insurance at the time. Therefore, it’s crucial that you keep hold of your insurance documents.
What additional insurance do I need for pressure blast cleaning?
There are other policies available to add to your standard policy, helping protect your business further. These can include employer’s liability insurance which is required by law if you have a team of people working for you, and tools and equipment insurance offering you financial protection against theft or damage to your tools and equipment.