Paint Spraying Insurance
Paint spraying insurance with public liability cover
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Tradesman Saver’s Public Liability Cover for Paint Spraying
As a paint sprayer, public liability cover is vital. This will protect you should somebody sustain injuries or have their property damaged due to your work activities. For example, you could accidentally spray paint on a parked car while spray painting a house, leaving permanent damage, or fail to correctly follow safety procedures which could lead to an employee inhaling dangerous fumes and suffering harm. These types of scenarios could lead to costly compensation claims against your company, even if you weren’t to blame. However, public liability insurance protects you from the financial repercussions of such claims. With Tradesman Saver, you can rest easy, safe in the knowledge that your business won’t be left financially fraught by an accident.
Paint Spraying Insurance: What can be included in your policy?
To ensure you receive the best possible cover for the most affordable price, you’ll find everything you may possibly need in your policy, including:
- Public & Products Liability up to £5 million
- Employers Liability at £10 million
- Contractors All Risks Insurance which provides cover for
- Contract Works
- Owned Plant
- Hired-in Plant
- Employees’ Tools
- Essential Legal Expenses at £100,000
What is paint spraying insurance?
Paint sprayers play a critical role in painting all kinds of things from furniture to doors, windows and even entire houses. This requires keen attention to detail, concentration, and coordination. Unfortunately, due to the difficulty and nature of the job there’s always the risk of accidents. One reason for this is that paint can be extremely flammable, meaning there is a possibility of causing a fire in your client’s property, causing a huge amount of damage. Alternatively, something as minor as somebody slipping over materials you left out and injuring themselves could lead to a legal claim against you. By having paint spraying insurance, you give yourself protection from such unfortunate scenarios, guaranteeing the cost of any damages won’t come out of your own pocket.
Why do you need paint spraying insurance?
Your job can be extremely hazardous, especially with the prospect of paint damaging you, your employees, or another party should you fail to follow safety procedures. Throw in the risk of property damage and most insurance providers are unwilling to insure those in your profession, deeming it too big a risk. This makes a tailored package essential and Tradesman Saver’s paint spraying insurance package has been created specifically for paint sprayers. Our cover takes all of the unique risks you face on the job into consideration, providing a comprehensive cover that keeps your company safe.
How our paint spraying insurance works
Complete the online quote form on our business insurance website – Brisco Business Insurance
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Paint Spraying Insurance: Frequently Asked Questions
How much is paint spraying insurance?
The cost of your bespoke paint spraying insurance will depend on the information you provide, such as how long your company’s been going for, whether you employ others, and the size of your undertakings. This price is also influenced by how much coverage you require and if you opt to add any additional covers onto your policy.
How long does paint spraying insurance last?
Most policies we issue are valid for a year. In order to claim on your insurance, you must be able to prove that you had this insurance in place at the time of the incident in question. As such, keeping your paint spraying insurance documentation in a safe place is essential.
Is paint spraying insurance a legal requirement?
Certain parts of your paint spraying insurance policy may be legally required, depending on your company. Employer’s liability insurance, for example, is mandatory should you employ people to work for your company. While covers like public liability aren’t required by law, you’d be wise to have them due to the comprehensive protection they give your business.