If your company has any employees, you’re legally obligated to have employer’s liability insurance in place. However, this doesn’t make other covers any less valuable. It would be a poor idea to neglect public liability, for example, considering how dangerous your profession is, while contractors all risk insurance will cover you if your crane is damaged or stolen. Furthermore, you may not be able to take on as many jobs as you’d like without a suitable insurance policy in place, as many clients will refuse to work with crane hire companies who don’t have proper cover.