Tailored Handyman insurance that works as hard as you do, from just £53 per year
Insurance That Comes In Handy In A Pinch
When you’re a handyman, you know that a one-size-fits-all policy just isn’t for you. Your business comes complete with its own unique set of risks and priorities, and it can be difficult to find a policy that covers everything you need it to.
At Tradesman Saver, we understand that your insurance needs to work for you. We’ve wrapped up everything you could possibly need in one policy, with all the bells and whistles attached, so you can build the right cover to suit you with our simple online quote form. It couldn’t be easier.
Handyman Insurance - Automatic Covers
Handyman Insurance - Optional Covers
Handyman Insurance - Other Covers
Quick and simple
Quote and buy in just 5 minutes with immediate cover. Get your documents instantly by email.
Safe, easy payments
Secure online payment by debit or credit card. Low-cost monthly instalments available.
No call centres - ever!
Yes, we hate call centres too! So you'll always speak to one of our friendly, expert advisors.
Complete peace of mind
With over 30 years’ experience, you can trust us to cover everything you need and more.
Handyman Public Liability Insurance
A fixing job here, a furniture repair there; the work of a handyman is never done. Working across a bunch of trades means every day brings something new – but it also increases the risks you face in your line of work too. That’s why ensuring you get the right insurance should be one of your top concerns.
Public liability insurance is a great first port of call for any aspiring handyman running their own business. Protecting you from claims made for injury to clients or members of the public, as well as damage to their property, public liability insurance is absolutely essential to keep your business safeguarded from accidents.
Your next item on the insurance checklist should always be employer’s liability insurance. This cover is a legal requirement for any business employing staff and will protect you against potential claims made against you by your employees. It’s worthwhile looking into this cover even if you only use subcontractors, as some types of subcontractors do still need to be covered by your employer’s liability insurance policy.
Finally, tools and equipment insurance is an absolute must in your trade. With the rates of tool theft on the rise in the UK, it’s never been more so important for handymen to ensure their tools are insured. Tools and equipment insurance covers the replacement costs for any tools that are lost or damaged, and it can be a lifesaver in the unfortunate event that your van is broken into and your tools are stolen. It’s definitely worth considering for the conscientious handyman about town.
Why It Pays To Have Insurance As A Handyman
Accidents can happen at the most unexpected moments, so when you’re running a business, it really does pay to have insurance in place. Here are just some of the situations that handyman insurance could protect you against:
You’re on a big job in a client’s property and you’re unloading your van. You leave your van unattended for half an hour while you’re consulting the customer about the work they’d like done. When you return, you discover your tools have been stolen from your van. This is where you’ll thank your lucky stars you bought tools & equipment insurance – with your cover, your insurer will pay to replace your tools, so you aren’t left out of pocket by someone else’s greed.
In Deep Water
You’re fitting a shelf in a client’s property. As you’re drilling holes to fit it, you accidentally drill through a water pipe, and it floods your client’s property. They claim compensation against you for the costs of the damage. This is the type of situation where you’ll be glad of your public liability insurance – it will cover the costs for you, leaving you free to focus on getting the task done without further interruptions.