What is guttering & fascia board installers insurance?
Guttering and fascia board installation can be a tricky business. Working at height, there are any number of risks you contend with on any given day, which is exactly why your business needs insurance tailored to the unique dangers you face. It’s imperative to have the right cover to protect against any accidents you might face.
Why do you need guttering & fascia board installers insurance?
Fortunately, Tradesman Saver has you covered. We’ve spent the past decade working alongside businesses like yours to customise a policy built around your business’ taxing demands. Start with the standard policy and then completely design its fit to suit your requirements. It couldn’t be simpler.
How our guttering & fascia board installers insurance works
Complete our simple quote form with basic details about your business
Get a Quote
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Tradesman Saver’s Public Liability Cover For Guttering & Fascia Board Installers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your guttering & fascia board installers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a guttering & fascia board installers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a guttering & fascia board installer and you can get your quote online in minutes.
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We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
It Shouldn’t Happen To A Guttering & Fascia Board Installer
However careful you may be, accidents can sometimes happen and this is when your insurance cover can save the day. Take a look at the claims examples below to see for yourself:
Your employee is helping you install some guttering at a client’s house, and is standing on a ladder. But the ladder collapses while your employee is standing on it and they fall, causing themselves considerable injury. They decide to seek compensation from you. Your employer’s liability insurance is imperative in minimising the damage to your business’ profits here – it’ll cover the costs of the compensation, so you’re free to continue doing what you do best.
You’re working on a construction site, installing new fascia boards on a newly built home. Unfortunately, faulty wiring from the electrician on site causes the house to catch fire, destroying your newly installed fascia boards. In this instance, your contractor’s all risks insurance is key – it will pay to re-do or repair the work once the property is ready, so you won’t end up having to cover the costs of the work from your own pocket.