Guttering & Fascia Board Installers Insurance

Tradesman Saver’s Public Liability Cover For Guttering & Fascia Board Installers

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your guttering & fascia board installers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s car when you drop some old cast iron guttering you are carrying to the skip.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a guttering & fascia board installers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a guttering & fascia board installer and you can get your quote online in minutes.

It Shouldn’t Happen To A Guttering & Fascia Board Installer

However careful you may be, accidents can sometimes happen and this is when your insurance cover can save the day.  Take a look at the claims examples below to see for yourself:

Employee Slips…

Your employee is helping you install some guttering at a client’s house, and is standing on a ladder. But the ladder collapses while your employee is standing on it and they fall, sustaining a serious injury. They decide to seek compensation from you. Your employer’s liability insurance is imperative in minimising the damage to your business’ profits here – it’ll cover the costs of the compensation, so you’re free to continue doing what you do best.

Disaster Strikes…

You’re working on a construction site, installing new fascia boards on a newly built home. Unfortunately, during the installation, you drop your hammer which falls and smashes the roof of the conservatory below.  In this instance, your public liability insurance is key – it will pay to repair or replace the roof, so you won’t end up having to cover the costs of the work from your own pocket.