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Gravediggers Insurance

Insurance for gravediggers and cemetery workers, starting less than £55 per year

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Excellent 4.7 out of 5

Gravediggers Insurance Cover


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Working as a gravedigger is a difficult, physically demanding job. Most cemeteries in the UK can’t be access with heavy machinery or plant hire, meaning that the bulk of the work has to be done the old-fashioned way, with shovels and manual labour. When you consider the sensitive nature of your work, it’s also important that everything is perfect in time for the burial, meaning you’re often required to work quickly.

At Tradesman Saver, we understand the unique challenges and risks associated with your profession. Our tailored gravediggers insurance policies are designed to provide comprehensive coverage, ensuring you can focus on your important work without worrying about potential financial setbacks.

What Does Gravediggers Insurance Cover?

Our gravediggers insurance package is crafted to address the specific needs of your profession. It includes:

  1. Public Liability Insurance: This is the cornerstone of your coverage, protecting you against claims from third parties for injury or property damage. For instance, if a mourner trips over your equipment during a burial service, this insurance would cover the legal costs and compensation.
  2. Employers’ Liability Insurance: If you employ any staff, even on a temporary basis, this coverage is a legal requirement in the UK. It protects you if an employee becomes ill or injured due to their work.
  3. Tools and Equipment Cover: Your specialised tools are crucial to your work. This insurance protects your equipment against theft, loss, or damage.
  4. Personal Accident Insurance: In the event that you suffer an injury that prevents you from working, this coverage provides financial support.
  5. Legal Expenses Cover: This helps with the cost of legal representation in case of disputes or legal proceedings related to your work.
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Why choose Tradesman Saver gravediggers insurance ?

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Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

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All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our gravediggers insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why Do Gravediggers Need Insurance?

 

Working in cemeteries and handling burials comes with unique risks. Here are some scenarios where insurance could prove invaluable:

  • A headstone is accidentally damaged during grave preparation
  • A visitor to the cemetery falls into a partially dug grave
  • Your specialised digging equipment is stolen from your vehicle
  • You injure your back while lifting, leaving you unable to work for several weeks

In these situations and many others, having the right insurance can make the difference between financial stability and significant losses.

Why Choose Tradesman Saver for Your Gravediggers Insurance?

Tradesman Saver is one of the UK’s most trusted names when it comes to insurance products for the hard-working tradies of the UK. No matter what type of worker’s insurance you need, we work to make everything as simple, reliable and affordable as possible. Just some of the reasons we remain a popular choice for gravediggers in the UK include:

  1. Specialist Knowledge: We understand the unique risks associated with gravedigging and have tailored our policies accordingly.
  2. Flexible Coverage: Our policies can be customised to suit your specific needs, ensuring you’re not paying for cover you don’t require.
  3. Quick and Easy Quote Process: Get a quote online in minutes, with instant cover available.
  4. Excellent Customer Service: Our UK-based team is always ready to assist you with any queries or claims.
  5. 40 Years of Experience: We’ve been providing insurance solutions to tradesmen for over three decades.

Protect Your Gravedigging Business Today

Don’t leave your livelihood to chance. Get a quote for comprehensive gravediggers insurance from Tradesman Saver today. Our online quote process is quick and easy, allowing you to secure cover in minutes. Remember, with premiums starting from just £55 per year, protecting your business is more affordable than you might think.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Gravediggers Insurance FAQs

While not legally required, public liability insurance is strongly recommended for all gravediggers. It protects you financially if a member of the public is injured or their property is damaged as a result of your work.

Yes, our standard policy covers you for work in all UK cemeteries. If you need cover for temporary work abroad, our policy includes worldwide liability cover for up to 14 days (excluding the USA and Canada).

If you’ve added Tools and Equipment cover to your policy, you would be covered for the theft of your tools, even if they’re stolen from your van overnight. However, you must ensure that your van is properly secured.

Absolutely. We offer flexible policies that can be tailored to part-time or seasonal work. Simply provide accurate details about your work patterns when getting a quote.

The cost of your insurance will depend on several factors, including:

  • The size of your business
  • Your annual turnover
  • The number of employees you have
  • Your claims history
  • The level of cover you choose

At Tradesman Saver, we strive to offer competitive rates without compromising on the quality of cover. Our policies start from as little as £55 per year, with the option to spread the cost through monthly instalments if your annual premium exceeds £125.

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