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Furniture Repair & Restoration Insurance

Liability insurance for a furniture repairer & restorer-less than £59* per year

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There are many insurance options which would benefit your furniture repair & restoration business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a furniture repair & restoration business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a furniture repairer & restorer and you can get your quote online in minutes.

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What’s included with our Automatic Cover

Repairing and restoring furniture isn’t just a job to you – it’s your livelihood. You rely on your business to pay your bills and keep everything running smoothly. You can’t afford for an accident to happen; you need to protect this business that you’ve built with your own two hands.

Why do you need furniture repair & restoration insurance?

That’s where we come in. At Tradesman Saver, we understand that when you’ve worked hard to build something, that makes it something worth protecting. That’s why we’ve put together an insurance policy that’s specific to your trade, to ensure you get all the cover you need, when you need it most.

Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

What can happen to a furniture repairer or restorer

However careful you are when restoring or repairing furniture for a customer, accidents can happen.  When disaster strikes, you need the protection of a good quality insurance policy and that is where we can help!  Check out a couple of real life examples below:

 

Smashed Vase

You’re repairing a dining table at a client’s house, but as you get up to grab a tool, you accidentally knock over an antique vase on a sideboard. The client decides to chase you for compensation for the damage to their property. This is exactly the sort of situation that your public liability insurance was designed to protect you against – with it, your insurer will cover the costs of the compensation for you, leaving you free to focus on the task at hand.

Missing Tools

You’ve been on a job restoring a cabinet for a client and you’ve just loaded your tools into your van. You leave your van unattended for a few minutes to collect payment from the client, but when you return, you find your tools have been taken from the van. Your tools & equipment insurance is there for exactly this reason – it’ll cover the costs of replacing your tools for you, so you can resume your business activities as soon as possible.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £59 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
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