Tradesman Saver’s Public Liability Cover For Furniture Installers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Installing furniture makes you responsible for one of your customer’s most expensive possessions, so it’s essential you have insurance in place. Just one accident could damage the furniture itself or other property. For example, you could dent a sofa after dropping it or scratch a wall when moving it around the house. These damages could be expensive to remedy and result in the customer seeking compensation from your business.
Why public liability insurance is essential
Fortunately, public liability insurance protects your furniture business in scenarios like these, and it also covers you if a client or member of the public is injured because of your work. Claims of this nature can be extremely costly, but public liability cover ensures you aren’t responsible for paying any of the resulting expenses. You can buy this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Why you need other covers too
Working as a furniture installer can be risky for you and your staff. It’s easy for somebody to get hurt on the job by, for example, dropping a sofa on their hand or straining a muscle while carrying something heavy. With employer’s liability, you are covered should an employee claim for any harm sustained while working, while personal accident insurance ensures your business isn’t harmed financially if you or a member of staff is unable to work due to injury. Other useful covers to consider include tool insurance to protect your all-important equipment and professional indemnity insurance in case somebody claims against you for a mistake your business has made.
Here at Tradesman Saver, our experienced team is on hand to recommend the coverage you’ll benefit from as a furniture installer. Get in touch to receive a tailor-made insurance package that’s right for you.
How our furniture installers insurance works
Complete our simple quote form with basic details about your business
Get a Quote
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
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We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Furniture Installers Insurance: Frequently Asked Questions
Do furniture installers need insurance?
Furniture installers insurance keeps your business up and running even if you or your staff make a costly error. Without this cover in place, you could face huge financial consequences if the worst comes to worst. But with policies like public liability and employer’s liability insurance, you can go about things safe in the knowledge you’re protected.
How much furniture installers insurance cover do I need?
The amount of cover you need depends on factors such as the size of your business, the type of furniture you handle and the kinds of customers you deal with. For example, high-profile businesses may require a greater level of cover in order for you to work with them.
How much does furniture installers insurance cost?
There are numerous factors that impact how much furniture installers insurance will cost, including the size of your business, the clients you have and how much cover you need. We will ask you to disclose all relevant information when you apply for a free Tradesman Saver quote so we can give you an accurate price estimation.