Florist's insurance from £53* with FREE legal expenses cover*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader
Your Business, In Full Bloom
As a florist, you know life, like your business, is so much sweeter in full bloom. And when your business is thriving like your flowers, you want to ensure its protected from any little accidents along the way – which means you need an insurance policy tailored to your unique risks.
Here at Tradesman Saver, we pride ourselves on building specific policies, designed around the needs of our customers. We’ve worked with businesses like yours to create our florist insurance policy, packed full of all the covers you’ll need to help your business blossom.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Florist Insurance - Automatic Covers
Florist Insurance - Optional Covers
Florist Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Florist’s Public Liability Insurance
When you’re a florist, you know that trying to find the right insurance policy to suit your needs can sometimes be pretty difficult – especially when you start to get into the bare bones of it and try to understand the huge barrage of insurance terms associated with it. It’s sad to say, but it can almost end up leaving you feeling more confused than when you began. But, if you’re lost in confusion, don’t fret – there really is only one insurance cover you need to know about, and that’s public liability insurance. What you need to know about public liability insurance is that it acts as the foundation of your insurance policy, protecting you from claims arising out of injury to third parties and damage to their property. It can be applied to both clients and members of the public, and is absolutely vital in ensuring you’re protected from any accidents or mishaps. It’s definitely a cover you want at your back when things go wrong.
It Shouldn’t Happen To A Florist
Here is an example of a claim:
You’re decorating a venue for a wedding. As you’re placing one of the heavy vases down, you accidentally knock the table where the wedding cake is, and the cake falls onto the floor. The angry bride and groom make a claim for compensation. Your public liability insurance can be your best friend here – your insurer will pay out the costs of the compensation, so you can continue doing what you do best.