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Journeyman Electrician Insurance

Insurance for journeyman electricians, starting from less than £55 per year

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Excellent 4.7 out of 5

Electrician Saver’s Journeyman Electrician Insurance

Journeyman electricians invest years into honing their skills and building their expertise. Your work is essential, but it also comes with unique risks. At Electrician Saver, we understand the specific challenges you face and offer tailored insurance solutions to protect your career and livelihood.

Our flexible journeyman electrician insurance packages are designed to give you peace of mind, allowing you to focus on what you do best – delivering top-notch electrical services.

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Why choose Electrician Saver journeyman electrician insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our journeyman electrician insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Learn more about our Optional Covers

Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:

Why Do Journeyman Electricians Need Specialist Insurance?

Journeyman electricians encounter various risks in their work, including injuries and accidental property damage. Given the nature of electrical work, having strong protection is essential. Specialist insurance tailored for journeyman electricians covers these specific risks, helping safeguard you from financial losses that could significantly impact your career and personal finances.

What Factors Affect the Cost of Journeyman Electrician Insurance?

Several factors can influence the cost of your insurance as an electrical contractor:

  • The size of your business
  • Your annual turnover
  • The types of electrical work you undertake
  • Your claims history
  • The level of cover you require
  • Your location

At Electrician Saver, we strive to offer competitive rates for wide coverage. Get a quote online or speak with our friendly team to find out how much your bespoke journeyman electrician insurance policy could cost.

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Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

What Types of Business Insurance Do Journeyman Electricians Need?

At Electrician Saver, we offer a range of insurance options tailored to the needs of journeyman electricians:

Public Liability Insurance

Public liability insurance protects you against claims made by members of the public for injury or property damage caused by your work. For instance:

  • If you accidentally start a fire while working on an electrical system
  • If someone trips over your tools or equipment and gets injured
  • If you damage a client’s property while installing new wiring

General liability insurance will cover the costs of medical fees and compensation claims.

Professional Liability Insurance (Optional)

Professional indemnity insurance, or errors and omissions insurance, is vital for electricians who provide advice or designs. It covers claims of financial loss resulting from your professional services. This could include:

  • Errors in electrical system designs
  • Incorrect advice that leads to additional costs for the client
  • Failure to complete work to the agreed specification

We offer flexible professional indemnity cover to suit the needs of your business.

Employers’ Liability Insurance (Optional)

If you employ anyone, even temporarily, employers’ liability insurance is a legal requirement in the UK. This coverage protects you if an employee becomes ill or injured due to their work for you. This way, you make sure you’re compliant with regulations while protecting your business.

Tools and Equipment Insurance (Optional)

As a journeyman electrician, your tools are your livelihood. Tools and equipment insurance protects these valuable assets against theft, loss, or damage. This coverage ensures you can quickly replace essential items without significant out-of-pocket expenses. You minimise downtime and keep your business running smoothly.

Personal Accident Insurance (Optional)

The physical nature of electrical work puts you at risk of injuries that could prevent you from working. Personal accident insurance provides financial support if you’re unable to work due to an accident, covering:

  • Lost income
  • Medical expenses
  • Rehabilitation costs

This coverage ensures you can focus on recovery without worrying about financial strain.

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How Do You Choose the Right Insurance Policy for Your Electrical Business?

Selecting the right insurance policy is crucial for protecting your business effectively. When choosing a policy, consider:

  • The specific risks associated with your electrical work
  • The value of your tools and equipment
  • Whether you employ staff
  • Your budget
  • Any specific client or contract requirements

At Electrician Saver we will guide you through the process, helping you understand your options and select the coverage that best meets your needs.

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FAQs

Journeyman Electrician Insurance FAQs

We know that time is money in the electrical business. That’s why we’ve made our insurance process quick and straightforward. You can get a quote online in minutes and have your policy active the same day. Our instant documentation means you can provide proof of insurance to clients immediately, allowing you to take on new contracts without delay.

Selecting the right insurance policy is crucial for protecting your business effectively. When choosing a policy, consider:

  • The specific risks associated with your electrical work
  • The value of your tools and equipment
  • Whether you employ staff
  • Your budget
  • Any specific client or contract requirements

Our experts at Electrician Saver can guide you through the process, helping you understand your options and select the coverage that best meets your needs.

Some types of insurance are legally required. For example, you must have employers’ liability insurance if you have staff. Other insurance policies are essential for operating safely and professionally. For example, public liability insurance, while not legally required, is often necessary for securing contracts and protecting your business.

Yes, we offer insurance solutions for individual journeyman electricians working as sole traders and larger electrical contracting businesses with multiple employees.

Absolutely! We understand that your insurance needs may change as your business evolves. You can adjust your cover at any time to ensure you’re always adequately protected. Our team is here to help you reassess your needs and update your policy accordingly.

Why Choose Electrician Saver for Your Journeyman Electrician Insurance?

Electrician Saver specialises in insurance for electricians. It doesn’t matter whether you’re a small business owner or manage a host of contractors. We understand the unique risks you face and offer tailored policies to ensure comprehensive protection. Here’s why electricians choose us as their insurance providers:

  • Specialist knowledge of the electrical industry
  • Flexible policies that can be customised to your needs
  • Competitive pricing without compromising on coverage
  • Quick and easy online quotes and policy management
  • Dedicated UK-based support team
  • Fast claims process to minimise disruption to your work
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Get Your Personalised Journeyman Electrician Insurance Quote Today

Don’t leave your electrical business vulnerable to costly claims and unexpected setbacks. At Electrician Saver, we make getting tailored insurance easy and affordable. Our online platform allows you to receive a personalised quote within minutes, so you can review your options and choose the policy that fits your needs.

Contact us today to learn more about how we can help you protect your journeyman electrician business with tailored insurance coverage.

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