Our insurance package for instrumentation electricians can include:
Public Liability Insurance
Public liability insurance is a cornerstone of any electrician’s insurance policy. For instrumentation electricians, it’s particularly crucial due to the nature of your work in various locations and with high-value equipment.
- Coverage: Up to £5 million available
- Protection Against: Claims made by third parties for injury or property damage caused by your work
- Examples:
- Accidental damage to client’s property during instrument installation
- Injuries to bystanders due to equipment malfunction
Learn more about our public liability insurance
Professional Indemnity Insurance
As an instrumentation electrician, your expertise is your most valuable asset. Professional indemnity insurance protects you against claims arising from professional negligence or errors in your work.
- Coverage: Up to £ 1million available
- Protection Against: Claims related to professional mistakes, bad advice, or negligence
- Examples:
- Errors in calibration leading to equipment malfunction
- Incorrect advice resulting in financial loss for a client
Employers’ Liability Insurance
If you employ staff, even on a temporary or casual basis, employers’ liability insurance is a legal requirement in the UK.
- Coverage: £10 million
- Protection Against: Claims from employees for work-related illnesses or injuries
- Examples:
- Employee injury from faulty equipment
- Work-related stress claims
Find out more about employers’ liability insurance
Tools and Equipment Insurance
Your specialised tools and equipment are essential to your work. if added to your policy, our tools insurance covers the cost of repair or replacement if they’re lost, stolen, or damaged.
- Coverage: Customisable based on the value of your equipment
- Protection Against: Theft, loss, or damage to your tools and equipment
- Examples:
- Stolen diagnostic equipment from your vehicle
- Accidental damage to calibration tools on-site
Explore our tools insurance options
Personal Accident Insurance
As a self-employed instrumentation electrician, your income depends on your ability to work. If selected, personal accident insurance provides financial support if you’re unable to work due to an accident.
- Coverage: Customisable based on your needs
- Protection Against: Loss of income due to accidents
- Examples:
- Compensation for lost income due to injury
- Coverage for medical expenses related to work accidents
Learn about personal accident insurance
Legal Expenses Insurance
Covers legal fees relating to legal disputes including solicitor fees, court costs and other associated charges.
- Up to £250,000 for legal costs and expenses
- A legal helpline which is open 24/7
- A tax helpline that is manned by tax experts during office hours
- Business legal services online to help you build and download legal documents relating to your business, such as employment contracts and health and safety policies
- A confidential staff counselling helpline
Learn about legal expenses insurance
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