Insurance for electricians specialising in motorway and highway electrical systems, starting from less than £55 per year
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Compare QuotesHighway electrical systems electricians play a vital role in keeping our roads safe and functional. These skilled professionals are responsible for installing, maintaining, and repairing electrical systems that power street lights, traffic signals, and other crucial roadway infrastructure. Given the unique challenges and risks associated with working on electrical systems in public spaces, having the right insurance coverage is essential for these specialists.
At Electrician Saver, we understand the specific needs of highway electrical systems electricians. Our tailored insurance policies are designed to provide comprehensive protection for your business, allowing you to focus on your important work without worrying about potential financial risks. With over 40 years of experience in the trade insurance industry, we offer expert guidance and flexible coverage options to ensure you have the right level of protection for your unique circumstances.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
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Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:
Public liability insurance for electricians provides essential protection when working in a variety of environments. This insurance is for you whether you’re maintaining electrical systems in occupied buildings, industrial facilities or dealing with members of the public. This coverage protects you against:
Professional indemnity insurance for electrical contractors matters when you:
* Total number of live policies as of 31/10/2025
Highway electrical systems electricians face a unique set of risks that set them apart from other electrical professionals. Here are some key reasons why specialist insurance is crucial:
Given these unique challenges, standard electrician insurance policies may not provide adequate coverage. That’s where Electrician Saver’s specialist insurance comes in, offering tailored protection that addresses these specific risks.
Our comprehensive insurance package for highway electrical systems electricians includes:
Public liability insurance is a cornerstone of any tradesperson’s insurance policy. For highway electrical systems electricians, it’s particularly crucial due to the public nature of their work. This coverage protects you if a member of the public is injured or their property is damaged as a result of your work.
For example, if a faulty traffic light installation leads to a road accident, or if a pedestrian trips over your equipment, public liability insurance would cover the costs of legal fees and compensation. Our policies offer coverage up to £5 million, ensuring you’re protected even in the case of significant claims.
If you employ staff, even on a casual or part-time basis, employers’ liability insurance is a legal requirement in the UK. This coverage protects your business if an employee becomes ill or injured due to their work.
Given the potentially hazardous nature of highway electrical work, this insurance is particularly important. It covers scenarios such as an employee falling from a ladder while working on a street light or suffering an electric shock during a repair job. Electrician Saver provides £10 million of employers’ liability cover as standard, ensuring you’re fully compliant with UK regulations.
Your specialised tools and equipment are essential to your work and often represent a significant investment. Our tools insurance covers the cost of repairing or replacing your equipment if it’s lost, stolen, or damaged.
This coverage is particularly valuable for highway electrical systems electricians who often work with expensive, specialised equipment such as:
With tools and equipment insurance, you can quickly replace vital equipment and minimise downtime for your business.
Personal accident insurance provides financial support if you’re unable to work due to an accident. This coverage is especially important for self-employed electricians or small business owners whose income depends on their ability to work.
For highway electrical systems electricians, who often work in challenging conditions, this insurance can provide peace of mind. It offers protection against loss of income due to accidents such as falls from height, vehicle-related incidents, or electrical injuries.
Product liability insurance protects your business if a product you’ve supplied or installed causes injury or damage. For highway electrical systems electricians, this could cover scenarios such as:
This insurance covers legal costs and compensation claims, protecting your business from potentially devastating financial consequences.
While not included as standard, legal expenses insurance is available as a separate policy. This coverage can be invaluable in protecting your business against the costs of legal action. It can cover expenses related to:
For highway electrical systems electricians, who often work on large-scale public projects, having this additional layer of protection can be crucial in navigating complex contractual and regulatory landscapes.
While not legally required (except for employers’ liability if you have employees), specific insurance for highway electrical work is highly recommended. The unique risks associated with working on public infrastructure make specialised coverage essential for protecting your business.
Yes, Electrician Saver offers insurance solutions for new businesses as well as established companies. We understand that new businesses need protection too, and we’re here to support you from day one.
If you use subcontractors, it’s important to inform us so we can ensure your policy provides adequate cover. Typically, subcontractors should have their own insurance in place, but we can advise on the best approach for your specific situation.
With Electrician Saver, you can get a quote and purchase your policy online in minutes. Your cover can start immediately, and you’ll receive your policy documents via email, ensuring you’re protected from the moment you need it.
If you need to make a claim, simply contact our dedicated claims team. We’ll guide you through the process step by step, ensuring it’s as smooth and stress-free as possible. For more information on the claims process, visit our<a href=”https://electrician.tradesmansaver.co.uk/make-a-claim/”> making a claim</a> page.
The cost of your insurance will depend on several factors, including:
At Electrician Saver, we strive to offer competitive rates for comprehensive cover. Our policies start from less than £55 per year, with the option for monthly instalments if your annual premium exceeds £125. This flexible approach ensures that you can access the protection you need at a price that suits your business.
Electrician Saver stands out as the go-to choice for highway electrical systems electricians needing specialised insurance. Here’s why:
By choosing Electrician Saver, you’re not just buying an insurance policy – you’re investing in peace of mind, allowing you to focus on your important work without worrying about potential financial risks.
Don’t leave your highway electrical systems business exposed to unnecessary risks. With Electrician Saver, you can get comprehensive, tailored insurance coverage that addresses the unique challenges of your profession. Our easy-to-use online platform allows you to get a quote and secure your policy in minutes, providing immediate protection for your business.
Take the first step towards comprehensive protection for your highway electrical systems business. Get a quote today and experience the peace of mind that comes with knowing your business is fully protected.
