Insurance for construction electricians, starting from less than £55 per year
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Compare QuotesConstruction electricians and electrical contractors operate in dynamic and often hazardous environments, tackling various electrical installations across building sites and renovation projects.
From wiring new residential developments to setting up temporary power supplies on large commercial sites, these skilled professionals face challenges daily.
At Electrician Saver, trusted by electrical contractors nationwide, we’ve developed the most comprehensive electrician insurance solutions that address construction electricians’ specific risks, ensuring they can focus on their electrical work while knowing they are protected against potential liabilities.
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Trusted for over 40 years We’ve been providing insurance to businesses since 1984
Financial Strength All insurance policies provided by Standard & Poor’s A rated insurers
Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our basic electricians cover includes core protections like legal costs and accidental death. We also offer additional types of insurance cover like:
The work of construction electricians and electrical contractors involves several distinct challenges:
Our tailored insurance policies for electricians are created to mitigate these risks and offer robust protection for various scenarios encountered on construction sites.
* Total number of live policies as of 31/10/2025
Essential for protecting against:
Public liability insurance covers you if you are an electrical contractor working on construction sites.
Covers claims arising from:
Professional indemnity insurance can help protect your reputation and finances if a client claims your work or advice has caused them a loss.
Safeguards your valuable assets, including:
Our electrician insurance packages support the unique aspects of electrical work in construction environments. We recognise the challenges of operating on active building sites and provide insurance cover that accounts for these specific conditions.
Our insurance policies consider the complexities of working alongside other trades and adhering to construction schedules.
Additionally, we appreciate the importance of meeting building codes and regulations in your electrical installations. Our coverage includes provisions for work that may need to be redone because of changes in specifications or inspections.
Implementing effective risk management strategies can help lower insurance costs and enhance safety:
In addition to standard public liability insurance and tool insurance, consider:
If you employ a team, this coverage is a legal requirement for electrical contractors. It protects your electrician business if an employee is injured or becomes ill due to work. Given the high-risk nature of construction sites, this cover is important.
Protects ongoing electrical installations against unforeseen events like fire, theft, or vandalism and keeps money in your pocket if work is damaged before project completion.
Provides financial support if you cannot work due to an accident on site, helping to cover lost income during recovery periods.
This type of insurance can help protect your income if you’re unable to work due to an insured event like damage to premises or equipment.
The specialised nature of construction electrical work requires equally specialised electrician insurance. Your expertise in areas such as:
This expertise requires insurance that understands these areas. Our insurance policies are tailored to reflect the advanced technical knowledge and unique working environments involved in construction electrical systems.
Yes, our electrician public liability insurance policies can be tailored to cover electrical work on all types of construction projects, from small residential builds to large commercial developments.
Absolutely. We understand that construction often requires temporary power solutions. Our insurance policies cover both temporary and permanent electrical installations.
Our public liability insurance considers the risks associated with working at heights, providing coverage for related incidents and potential claims.
Our insurance policies can be extended to cover apprentices working under supervision, which aligns with industry regulations and site safety requirements.
While the core coverage remains similar, self-employed insurance for electricians may have different limits or additional features. We can tailor a policy to suit your needs as a self-employed professional.
Ensure your construction electrical work is fully protected with tailored insurance coverage. Get in touch with Electrician Saver for a bespoke insurance package that addresses the specific challenges of your profession.
Our experienced team is ready to create an insurance policy that provides peace of mind, allowing you to focus on powering construction projects safely and efficiently.
