Electrician's insurance from £53* with FREE legal expenses cover*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader
Protection From Sparks Flying
As an electrician, your job can be pretty dangerous. Whether you work in the resident or industrial sector, when you work with electricity for a living, sometimes you’ll find yourself in for a shock. Your insurance needs to reflect the risks you face on a daily basis – a generic policy just won’t cut it.
Here at Tradesman Saver, we believe that every business is unique and should be treated as such. We’ve put together our most important covers, relevant to your trade, in one policy, allowing you to build the cover you need from scratch with our online quote form. It’s insurance made simple.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Electrician’s Insurance - Automatic Covers
Electrician’s Insurance - Optional Covers
Electrician’s Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Electrician’s Public Liability Insurance
It’s not just the work involved in being an electrician that can be tiring – even trying to find the right insurance to suit you can be an exhausting task in itself. You get bombarded by so many different insurance terms, that in the end, you can often end up more confused than when you started. However, it really isn’t that complicated – the only cover you really need to know about is public liability insurance. So, what is it and what do you need it? Think of public liability insurance like the backbone of your electrician’s insurance policy – it provides protection from claims that arise from injury to a third party or damage to their property, including claims brought forward by either your clients or members of the public. It’ll cover a whole variety of mishaps, including a client tripping over the cord of a power tool, accidental damage to a client’s neighbour’s vehicle and even damage to a client’s expensive carpet as a result of trekking muddy boots into their property. It really is an all-round winner for any electrician looking to protect their business.
As well as residential and commercial electricians, we also offer cover for industrial electricians too – just select the relevant trade that applies to you on our online quote form.
Don’t Let Yourself Be Shocked By An Accident
Trade jobs are, at their core, usually pretty risky anyway. But when you work with electricity and potentially live wires, for a living, you know that risk can be increased tenfold, which is why it’s so important to make sure you have all the cover you need in place to keep you safe. Here are but a couple of situations where having insurance could keep you safe, and save you from getting a nasty shock:
A real live wire
You’ve been working on a job at a client’s house, re-wiring the place. You install a switch in their property, but later find out that the client has been electrocuted – which turns out to be from a faulty switch you installed. This is where your products liability insurance could really help to save the day – through it, your insurer will settle the claim with the injured party, and then chase the manufacturer of the switch to reclaim these losses on your behalf, so the wrong person doesn’t get blamed for something that wasn’t their fault.
The trouble with cables
You’re on a job, re-wiring a property for your client. But, unfortunately, as you’re hard at work, your client accidentally trips over some cables you’ve left out and badly injures themselves. They claim compensation against you for their injury. But, don’t fret – this is the sort of tough situation where your public liability really comes in handy. With it, your insurer will pay the costs of the compensation claim, which means you can spend a little less time worrying about what’s to come, and more time focusing on the future.