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Dry Stone Wall Specialist Insurance

Insurance for dry stone wall repairers, starting less than £55 per year

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Excellent 4.7 out of 5

Dry Stone Wall Repairer Insurance Cover


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million, £5 million or £10 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

As a dry stone wall repairer or specialist, your craft is a testament to traditional British craftsmanship. Your skilled hands breathe new life into centuries-old structures, preserving our heritage for future generations. However, with this unique profession comes specific risks that require tailored insurance protection. At Tradesman Saver, we understand the intricacies of your trade and offer bespoke insurance solutions to safeguard your business.

What Does Dry Stone Wall Repairer Insurance Cover?

Our comprehensive insurance package for dry stone wall repairers includes:

  1. Public Liability Insurance: This is the foundation of your cover, protecting you if a member of the public is injured or their property is damaged due to your work. For instance, if a stone falls and damages a parked car, or if someone trips over your equipment, you’re covered.
  2. Products Liability Insurance: This protects you against claims arising from products you’ve supplied or installed. If a repaired wall collapses due to a fault in your work, this cover will be invaluable.
  3. Employers’ Liability Insurance: If you employ anyone, even on a temporary or casual basis, this cover is a legal requirement. It protects you if an employee is injured or becomes ill due to their work for you.
  4. Tools and Equipment Cover: Your specialist tools are crucial to your work. This cover protects them against theft, loss, or damage.
  5. Contract Works Cover: This protects ongoing projects against unforeseen events like fire, flood, or vandalism.
  6. Personal Accident Insurance: If you’re unable to work due to an accident, this cover provides financial support.
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Why choose Tradesman Saver dry stone wall specialist insurance?

Save £££ on your insurance Save on your insurance

Customers are always telling us how much they saved by switching

Trusted for over 40 years Trusted for over 40 years

We’ve been providing insurance to businesses since 1984

Financial Strength Financial Strength

All insurance policies provided by Standard & Poor’s A rated insurers

Defaqto 5 Star rated

Our Tradesman Saver Insurance (Covea) has been independently rated 5 Stars by Defaqto – the highest possible rating, awarded to excellent products with a comprehensive range of features and benefits.

How our dry stone wall specialist insurance works

1 Apply online

Complete our simple quote form with basic details about your business.

2 Get quotes

Compare quotes from our panel of insurers & chose any optional covers you may need.

3 You’re insured!

Choose the quote that’s right for you, activate your policy and view your certificates online.

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Why Do Dry Stone Wall Repairers Need Specialist Insurance?

Your work is unique and comes with specific risks that general tradesmen’s insurance might not adequately cover. Here’s why specialist insurance is crucial:

  1. Heritage Site Work: Many dry stone walls are found in protected areas or on listed properties. If damage occurs to these sites, the financial implications could be significant.
  2. Weather Exposure: Working outdoors exposes you to various weather-related risks. Your insurance needs to account for these unpredictable factors.
  3. Physical Nature of Work: Dry stone walling is physically demanding, increasing the risk of injury. Personal accident cover is particularly important.
  4. Valuable Materials: The stones you work with can be expensive and historically significant. Your insurance should cover potential damage or loss of these materials.
  5. Long-Term Projects: Dry stone wall repairs can be lengthy processes. Contract works cover ensures your projects are protected throughout their duration.

Additional Covers for Dry Stone Wall Repairers

While our standard package offers comprehensive protection, you might want to consider these additional covers:

  • Professional Indemnity Insurance: If you offer design services or consultancy alongside your practical work, this cover protects you against claims of professional negligence.
  • Legal Expenses Insurance: This covers the cost of legal proceedings, whether you’re bringing a case or defending one.
  • Income Protection Insurance: If you’re unable to work due to illness or injury, this cover provides a regular income.

Chosen by over 5000 businesses and counting*

Chosen by over 18761 businesses and counting

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the date you select.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/10/2025

FAQs

Dry Stone Wall Specialist Insurance FAQs

The cost of your insurance will depend on several factors:

  • The size of your business
  • Your annual turnover
  • The types of projects you undertake
  • Your claims history
  • The level of cover you choose

At Tradesman Saver, we pride ourselves on offering competitive rates without compromising on cover. Our policies start from as little as £55 per year, with the option to pay in monthly instalments if your annual premium exceeds £125.

To give you an idea of potential costs, here’s a breakdown of average premiums for different levels of public liability cover:

Cover Level Average Annual Premium
£1 million £54 – £150
£2 million £75 – £200
£5 million £100 – £300

Please note: These are indicative prices. Your actual premium may differ based on your specific circumstances.

 

We understand that when you need to make a claim, you want the process to be as smooth as possible. Here’s how to claim on your Tradesman Saver policy:

  1. Contact our claims team as soon as possible after the incident.
  2. Provide all necessary details about the incident, including any photographic evidence if applicable.
  3. Our team will guide you through the next steps and keep you informed throughout the process.

Remember, prompt reporting of incidents, even if you’re not sure a claim will be made, can often lead to better outcomes.

 

Why Choose Tradesman Saver for Your Dry Stone Wall Repairer Insurance?

At Tradesman Saver, we offer more than just insurance policies. We provide peace of mind, allowing you to focus on your craft. Here’s why dry stone wall repairers choose us:

  • Specialist Knowledge: We understand the unique risks of your trade and offer tailored cover.
  • Flexible Policies: Our policies can be customised to suit your specific needs.
  • Competitive Pricing: We offer comprehensive cover at competitive rates.
  • Excellent Customer Service: Our UK-based team is always ready to assist you.
  • Quick and Easy Process: Get a quote online in minutes and receive instant cover.

Protecting Your Heritage Craft with Tradesman Saver

Dry stone walling is more than just a job; it’s a vital part of our cultural heritage. By choosing Tradesman Saver for your insurance needs, you’re not just protecting your business – you’re safeguarding a traditional craft for future generations.

Don’t let uncertainty hold you back. Get a quote today and join the many dry stone wall repairers who trust Tradesman Saver to protect their livelihoods. With the right insurance in place, you can focus on what you do best: preserving Britain’s beautiful dry stone walls for years to come.

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