Dry Liners Insurance

Tradesman Saver’s Public Liability Cover For Dry Liners

Our standard cover is:

• £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
• £10,000 cover for any financial loss (£50K cover optional)
• Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Working as a dry liner comes with certain risks. For example, you might leave your tool box in an awkward place, causing a customer to trip over it and hurt themselves. Or you could accidentally knock over an expensive vase while carrying some plasterboard into their house. Such scenarios may lead to you being sued by the person in question, forcing you to hand over huge sums of money that you really can’t do without.

Why public liability insurance is critical

Fortunately, having public liability insurance will prevent this type of situation from coming to pass. This is because your insurer will foot the bill for any claims relating to injuring a customer or member of the public, or damaging their property. You can choose the level of cover that best suits your needs as part of Tradesman Saver’s automatic package, which also includes financial loss, legal expenses, and more.

Why you need other covers as well

Client injuries and property damage aren’t the only things you need to cover. For one, you need to protect yourself and your staff. Imagine if you or an employee fell from a great height while creating a ceiling or wall, or pulled a muscle transporting some plasterboard from A to B. This is where covers like personal accident insurance and employer’s liability come into play. The former will pay out if you are unable to work because of an injury (you can also cover employees if you want to). If you have any employees, by law you must have employer’s liability cover which protects your business if an employee makes a claim due to any illnesses or injuries suffered at work. Other handy covers you should consider include tool insurance to quickly replace any stolen, damaged or lost tools, and professional indemnity insurance to protect your company from any claims arising from costly mistakes made on the job.

Here at Tradesman Saver, our expert team is on hand to help you decide which insurance you most need as a dry liner. Contact us today for a tailor-made insurance package that’s perfect for your business.