Dry Liners Insurance
Public liability insurance for a dry liner for less than £59* per year
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Tradesman Saver’s Public Liability Cover For Dry Liners
Our standard cover is:
- £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Working as a dry liner comes with certain risks. For example, you might leave your tool box in an awkward place, causing a customer to trip over it and hurt themselves. Or you could accidentally knock over an expensive vase while carrying some plasterboard into their house. Such scenarios may lead to you being sued by the person in question, forcing you to hand over huge sums of money that you really can’t do without.
Why public liability insurance is critical
Fortunately, having public liability insurance will prevent this type of situation from coming to pass. This is because your insurer will foot the bill for any claims relating to injuring a customer or member of the public, or damaging their property. You can choose the level of cover that best suits your needs as part of Tradesman Saver’s automatic package, which also includes financial loss, legal expenses, and more.
Why you need other covers as well
Client injuries and property damage aren’t the only things you need to cover. For one, you need to protect yourself and your staff. Imagine if you or an employee fell from a great height while creating a ceiling or wall, or pulled a muscle transporting some plasterboard from A to B. This is where covers like personal accident insurance and employer’s liability come into play. The former will pay out if you are unable to work because of an injury (you can also cover employees if you want to). If you have any employees, by law you must have employer’s liability cover which protects your business if an employee makes a claim due to any illnesses or injuries suffered at work. Other handy covers you should consider include tool insurance to quickly replace any stolen, damaged or lost tools, and professional indemnity insurance to protect your company from any claims arising from costly mistakes made on the job.
Here at Tradesman Saver, our expert team is on hand to help you decide which insurance you most need as a dry liner. Contact us today for a tailor-made insurance package that’s perfect for your business.
What’s included with our Automatic Covers
Learn more about our Optional Covers
How our dry liners insurance works
Complete our simple quote form with basic details about your business
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
Chosen by over 5000 businesses and counting *
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
Monthly Instalments
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Instant Cover
No need to wait for your documents. Our tradesman cover starts from the date you select.
Added Protection
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Dry Liners Insurance: Frequently Asked Questions
Absolutely! Dry liners insurance protects your business in potentially costly situations, like when a customer takes legal action against it or in unfortunate scenarios such as suffering an injury or having your goods stolen. Although insurance is an additional expense, it could save your company a lot of money in the long run.
The amount of cover your business needs depends on the size of your company, how often you encounter members of the public, the value of the properties you work in, and other factors. For example, if you often undertake dry lining jobs in more expensive homes, you’ll probably need a higher level of cover.
The price of dry liners insurance is affected by factors like the amount of cover you buy, your claims history and the risks involved in your work. By disclosing all the relevant information when you apply for a free Tradesman Saver quote, we can give you an accurate price estimation.
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