What is dressmakers insurance?
Owning a dressmaking business is like a dream come true for you. It’s taken a lot of hard work and graft to see your passion come into its own, and you’ve spent countless hours making it into a success. But now you’ve built it up, you have to protect it from any accidents along the way, and that means getting specialised insurance made specifically for your trade.
Why do you need dressmakers insurance?
Here at Tradesman Saver, we believe that businesses like yours are worth protecting. A generic business insurance policy won’t cut it – that’s why we’ve devoted our time to creating an insurance policy made for dressmakers, by dressmakers. Customise your policy with our online quote form and make your insurance work for you.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Tradesman Saver’s Public Liability Cover For Dressmakers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your dressmakers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a dressmakers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a dressmaker and you can get your quote online in minutes.
The Real Problems Dressmakers Face
Accidents happen in every walk of life – but when you’re running a business, an accident happening could spell disaster for the business you’ve worked so hard to create. Here are but two situations you might face as a dressmaker where insurance could really help you out in a pinch:
You’ve been working on a dress for a client and they’ve come round to your premises to try on their new dress. But, as they’re about to leave, they trip over the cable of your sewing machine and badly injure themselves. They decide to seek compensation from you for their injury. Your public liability insurance is your saviour here – it’ll cover the costs of the claim, so you don’t have to.
The shelf drop
Your employee is helping you at your premises. You ask them to reach up onto a high shelf to get some material you need for a dress down, but as they pick up the material, the shelf topples, landing on your employee and gravely injuring them. Your employee decides to claim against you for compensation for their injury. In this case, your employer’s liability insurance is your friend. It’ll cover the costs of the claim for you, so you can continue focusing on what you do best.
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