dressmakers dummy in studio with tape measures round neck

Dressmakers Insurance

Public liability insurance for a dressmaker for less than £59* per year

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“Quick, easy and a fraction of the cost quoted by my previous insurers.” Gary Wilson Read more reviews »

Owning a dressmaking business is like a dream come true for you. It’s taken a lot of hard work and graft to see your passion come into its own, and you’ve spent countless hours making it into a success. But now you’ve built it up, you have to protect it from any accidents along the way, and that means getting specialised insurance made specifically for your trade.

Why do you need dressmakers insurance?

Here at Tradesman Saver, we believe that businesses like yours are worth protecting. A generic business insurance policy won’t cut it – that’s why we’ve devoted our time to creating an insurance policy made for dressmakers, by dressmakers. Customise your policy with our online quote form and make your insurance work for you.

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What’s included with our Automatic Cover

There are many insurance options which would benefit your dressmakers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a dressmakers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a dressmaker and you can get your quote online in minutes.

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Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

The Real Problems Dressmakers Face

Accidents happen in every walk of life – but when you’re running a business, an accident happening could spell disaster for the business you’ve worked so hard to create. Here are but two situations you might face as a dressmaker where insurance could really help you out in a pinch:

 

Totally tripping

You’ve been working on a dress for a client and they’ve come round to your premises to try on their new dress. But, as they’re about to leave, they trip over the cable of your sewing machine and badly injure themselves. They decide to seek compensation from you for their injury. Your public liability insurance is your saviour here – it’ll cover the costs of the claim, so you don’t have to.

The shelf drop

Your employee is helping you at your premises. You ask them to reach up onto a high shelf to get some material you need for a dress down, but as they pick up the material, the shelf topples, landing on your employee and gravely injuring them. Your employee decides to claim against you for compensation for their injury. In this case, your employer’s liability insurance is your friend. It’ll cover the costs of the claim for you, so you can continue focusing on what you do best.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax and our admin charge. 22% of new customers paid less than £58 between 1st January 2019 and 31st August 2019. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2019 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register https://register.fca.org.uk/.
Registered in England No 1842617. Registered Office – Seymour House, 223 Wickham Road, Croydon, Surrey CR0 8TG. All rights reserved.
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