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Dressmakers Insurance

Public liability insurance for a dressmaker for less than £54* per year

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Tradesman Saver’s Public Liability Cover For Dressmakers


Our standard cover is:

  • £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

There are many insurance options which would benefit your dressmakers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over a bolt of cloth you have left on the floor and is injured or you accidentally damage a customer’s designer coat with your dressmaking scissors.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a dressmakers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a dressmaker and you can get your quote online in minutes.

Get a QuoteLearn about Public Liability

How our dressmakers insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is dressmakers insurance?

Owning a dressmaking business is like a dream come true for you. It’s taken a lot of hard work and graft to see your passion come to fruition, and you’ve spent countless hours making it into a success. But now you’ve built it up, you have to protect it from any accidents along the way, and that means getting specialised insurance made specifically for your trade.

Why do you need dressmakers insurance?

Here at Tradesman Saver, we believe that businesses like yours are worth protecting. A generic business insurance policy won’t cut it – that’s why we’ve devoted our time to creating an insurance policy made for dressmakers. Customise your policy with our online quote form and make your insurance work for you.

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Chosen by over 5000 businesses and counting *

  • Online & Anywhere

    Online & Anywhere

    We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

  • Monthly Instalments

    Monthly Instalments

    Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

  • Instant Cover

    Instant Cover

    No need to wait for your documents. Our tradesman cover starts from the date you select.

  • Added protection

    Added Protection

    Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as of 31/01/2024

The Real Problems Dressmakers Face

Accidents happen in every walk of life – but when you’re running a business, an accident happening could spell disaster for the business you’ve worked so hard to create. Here are but two situations you might face as a dressmaker where insurance could really help you out in a pinch:

 

Totally tripping

You’ve been working on a dress for a client and they’ve come round to your premises to try on their new dress. But, as they’re about to leave, they trip over the cable of your sewing machine and badly injure themselves. They decide to seek compensation from you for their injury. Your public liability insurance is your saviour here – it’ll cover the costs of the claim, so you don’t have to.

The shelf drop

Your employee is helping you at your premises. You ask them to reach up onto a high shelf to get some material you need for a dress down, but as they pick up the material, the shelf topples, landing on your employee seriously injuring them. Your employee decides to claim against you for compensation for their injury. In this case, your employer’s liability insurance is your friend. It’ll cover the costs of the claim for you, so you can continue focusing on what you do best.

Similar Trades We Cover

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 13% of new customers paid less than £54 between 1st January 2024 and 30th January 2024. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2024 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check our financial services registration status on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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