Door Fitters Insurance

While being a door fitter carries a lot less risk than other tradesman jobs, there are still some hazards to be wary of. For example, someone could trip over your tool box and injure themselves, or you could accidentally damage a customer’s property while installing a door. In these incidences, you could be sued and forced to fork out huge compensation costs, which could have serious repercussions for your bottom line.

Why public liability insurance is critical

Luckily, public liability insurance will protect you in situations like the ones above, ensuring your insurer picks up the tab if you injure a customer or member of the public, or damage their property. You can buy this as part of Tradesman Saver’s automatic package, which also covers you for financial loss, legal expenses, products liability and more.

Why you need other covers too

The risk of harming others or their property isn’t the only thing you require insurance for, however: you and your employees need cover too. For instance, you could drop a door prior to fitting it and injure yourself, or strain a muscle carrying it into a customer’s house. Personal accident insurance pays out to protect your business if you can’t work because of injury, and covers employees too. You will also need employer’s liability if have any employees, as this means you are covered if a member of staff makes a claim against your business over any harm suffered on the job. Other useful covers include tool insurance to rapidly replace any stolen, damaged or lost tools and professional indemnity insurance to protect your business from any errors made during the course of work.

Here at Tradesman Saver, our expert team is here to advise you on the insurance you need as a door fitter. Get a free quote today for a tailor-made insurance package that’s perfect for you.

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