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Door Fitters Insurance

Public liability insurance for a door fitter for less than £59* per year

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Tradesman Saver’s Public Liability Cover For Door Fitters


Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

While being a door fitter carries a lot less risk than other tradesman jobs, there are still some hazards to be wary of. For example, someone could trip over your tool box and injure themselves, or you could accidentally damage a customer’s property while installing a door. In these incidences, you could be sued and forced to fork out huge compensation costs, which could have serious repercussions for your bottom line.

Why public liability insurance is critical

Luckily, public liability insurance will protect you in situations like the ones above, ensuring your insurer picks up the tab if you injure a customer or member of the public, or damage their property. You can buy this as part of Tradesman Saver’s automatic package, which also covers you for financial loss, legal expenses, products liability and more.

Why you need other covers too

The risk of harming others or their property isn’t the only thing you require insurance for, however: you and your employees need cover too. For instance, you could drop a door prior to fitting it and injure yourself, or strain a muscle carrying it into a customer’s house. Personal accident insurance pays out to protect your business if you can’t work because of injury, and covers employees too. You will also need employer’s liability if have any employees, as this means you are covered if a member of staff makes a claim against your business over any harm suffered on the job. Other useful covers include tool insurance to rapidly replace any stolen, damaged or lost tools and professional indemnity insurance to protect your business from any errors made during the course of work.

Here at Tradesman Saver, our expert team is here to advise you on the insurance you need as a door fitter. Get a free quote today for a tailor-made insurance package that’s perfect for you.

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What’s included with our Automatic Cover

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How our door fitters insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

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Door Fitters Insurance: Frequently Asked Questions

Do door fitters need insurance?

Door fitters insurance keeps your company out of the red in the face of expensive compensation claims, as we and not you cover the costs. With policies like public liability insurance and legal expenses cover, you can go about your business with a much greater sense of ease.

How much door fitters insurance cover do I need?

The level of cover you need depends on aspects such as the size of your business, how much you deal with members of the public and the value of the properties you work in. For instance, if you regularly install extremely expensive doors, you’ll likely require a higher level of cover.

How much does door fitters insurance cost?

The cost of door fitters insurance is impacted by things such as the amount of cover you need, your claims history and how risky your work is. We will ask you to disclose all relevant information when you apply for a free Tradesman Saver quote so we can provide an accurate price estimation.

It Shouldn’t Happen To A Door Fitter

Sometimes, it doesn’t matter how careful you are in your line of work; there are always unforeseen circumstances you just can’t account for. Fortunately, if you have the right cover in place, it can help to minimise some of the impact. Here’s some examples of how our Tradesman Saver insurance could help you in a pinch:

 

Example 1

You’re working on a job on a construction site, and you leave your tools on site briefly while you go to grab a coffee. When you return to the site, you discover someone has stolen your tools. Fortunately, with your tools & equipment insurance, you don’t need to worry about how you’re going to make your next job – your insurer will pay for the costs of replacing your tools, to get you back up and working in a jiffy.

Example 2

You’re fitting a door in a customer’s property, but whilst you’re attaching it to the frame, you inadvertently damage your customer’s antique flooring. They choose to seek compensation from you. Don’t fret though – your public liability insurance has you covered. It’ll cover the costs of the compensation for you, so you can continue your good work as quickly as possible.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
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