cleaning bucket with cleaning materials and equipment

Domestic Services Insurance

Public liability insurance for domestic services, with coverage starting at £53* including:

  • Public Liability
  • Financial Loss
  • Products Liability
  • Legal Expenses
  • Accidental Death
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When you work in domestic services, no two days on the job are the same. Whether you work as a housecleaner, cook or gardener, every day brings with it a fresh set of challenges and risks to face. With that in mind, it’s imperative to ensure you have the correct insurance in place to protect you in case the worst should happen.

Why do you need domestic services insurance?

Here at Tradesman Saver, we recognise that every trade is different and what you need from your insurance is unique. We’ve done away with generic business insurance policies in favour of trade-specific insurance, which we’ve designed through working with businesses like yours. Ensure you get the right cover for you by customising with our online quote form, and make your insurance work for you.

Why Us?

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

There are many insurance options which would benefit your domestic services business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.

Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.

Other relevant insurance policies for a domestic services business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance.  Here at Tradesman Saver we have all the coverage you may need as a domestic services worker and you can get your quote online in minutes.

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What’s included with our Automatic Cover

Accidents Can Happen To Anyone

When you work in a trade like yours, you already know that accidents can happen at any time and to anyone. But what you may not know is how your insurance can be used to help protect your business against some of the smaller accidents you wouldn’t expect to use your insurance for. Here are a few examples of some of the situations where you could use your insurance to keep you safe in the face of an accident:

 

It’s all coming tumbling down

You and your employee are on a job cleaning a client’s property. But while your employee is up on a ladder dusting a high shelf, the ladder collapses and your employee is badly injured. They then choose to claim compensation against you for their injury. Fear not though; your employer’s liability insurance is here to save the day. It’ll cover the costs of the claim, so you can keep doing what you do best.

In pieces

You’re on a job in a client’s house, cleaning their home. Unfortunately, while you’re dusting a mantelpiece, you accidentally knock over an expensive vase. It breaks and the client decides to claim against you for the damage to their property. This is where your public liability insurance steps in – it’ll cover the costs of the claim for you so you can focus on keeping your business running smoothly.

Our Reviews

4.9 / 5 Based on 1049 Reviews
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Similar Trades We Cover

*Based on £1,000,000 public liability, £250,000 legal expenses & £10,000 accidental death cover for a sole trader © Copyright 2019 Tradesman Saver | Tradesman Saver is a product of Henry Seymour & Co (Barkdene Ltd) which is authorised and regulated by the Financial Conduct Authority.Registered in England No 1842617 Insurance Brokers. All rights reserved.
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