Domestic Services insurance from £53* with FREE legal expenses cover*Based on £1,000,000 public liability & £250,000 legal expenses cover for a sole trader
Insurance For All Life’s Little Hiccups
When you work in domestic services, no two days on the job are the same. Whether you work as a housecleaner, cook or gardener, every day brings with it a fresh set of challenges and risks to face. With that in mind, it’s imperative to ensure you have the correct insurance in place to protect you in case the worst should happen.
Here at Tradesman Saver, we recognise that every trade is different and what you need from your insurance is unique. We’ve done away with generic business insurance policies in favour of trade-specific insurance, which we’ve designed through working with businesses like yours. Ensure you get the right cover for you by customising with our online quote form, and make your insurance work for you.
Get Your Legal Expenses Insurance: FREE With Every Policy
Legal expenses is standard
We include legal expenses cover of £250,000 on every policy to give you all-round protection.
24-hour legal helpline
No need to wait until working hours to get help. Get on the phone with our legal experts 24/7.
Online legal services
Find a wealth of legal resources. Download legal document templates at the click of a button.
Tax & VAT investigations
In a crisis with the taxman? Get help with tax & VAT investigations, included as part of your cover.
Domestic Services Insurance - Automatic Covers
Domestic Services Insurance - Optional Covers
Domestic Services Insurance - Other Covers
Online & anywhere
We like to keep things simple. Your quote, purchase & documents are all available online, anytime.
Cover is instant
No need to wait for your documents. You're covered from the moment you purchase.
Products liability cover as standard on every policy. That means more cover, at no added cost.
Cashflow is important to every business. Spread the cost & pay in easy, monthly instalments.
Accidents Can Happen To Anyone
When you work in a trade like yours, you already know that accidents can happen at any time and to anyone. But what you may not know is how your insurance can be used to help protect your business against some of the smaller accidents you wouldn’t expect to use your insurance for. Here are a few examples of some of the situations where you could use your insurance to keep you safe in the face of an accident:
It’s all coming tumbling down
You and your employee are on a job cleaning a client’s property. But while your employee is up on a ladder dusting a high shelf, the ladder collapses and your employee is badly injured. They then choose to claim compensation against you for their injury. Fear not though; your employer’s liability insurance is here to save the day. It’ll cover the costs of the claim, so you can keep doing what you do best.
You’re on a job in a client’s house, cleaning their home. Unfortunately, while you’re dusting a mantelpiece, you accidentally knock over an expensive vase. It breaks and the client decides to claim against you for the damage to their property. This is where your public liability insurance steps in – it’ll cover the costs of the claim for you so you can focus on keeping your business running smoothly.