Public liability insurance for a courier, starting at less than £55 per year
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Compare QuotesDue to the increasing number of people buying and selling items through sites like eBay and Gumtree, the demand for couriers has never been greater. The gig economy has also had a huge impact on the rising number of self-employed couriers working for the likes of Deliveroo and UberEats. Luckily, there aren’t many hoops to jump through to start working in this role, but there are still a few things to organise if you’re launching your own courier business.
One of the most important considerations is courier insurance, which protects your company against unexpected losses, and ensures that it complies with legal requirements.
Please note that this does not include cover for your vehicle. Tradesman Saver don’t offer policies of this nature, and any motor insurance must be taken out as part of a separate policy. However, we can provide a tailor-made insurance package which ensures your business won’t have to pay compensation or legal fees following any insured accidents or errors on the job.
Any job which involves working with members of the public on a daily basis can be risky. For example, poorly-sealed packaging could lead to accidentally spilling a hot food delivery on a customer, or perhaps the edge of a parcel you’re delivering scratches a parked car as you pass it. Incidents like these could lead to legal action, and leave your business struggling to pay expensive compensation claims.
However, if you’re covered by courier insurance, we handle the aftermath of any unexpected accidents like these on your behalf, so you’re free from any financial repercussions, and can carry on working as normal. Here at Tradesman Saver, we’re committed to giving your business the protection it needs in one all-encompassing policy. Create your own courier insurance package with our online quote form, adding any optional covers you may need, and you’ll receive high-quality insurance at a competitive rate.
Please note, this a public liability policy only and does not include motor insurance.
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The most important cover for couriers is public liability insurance, which protects your business from any claims related to personal injuries or property damage for which you’ve been deemed responsible. Employer’s liability is also essential if you employ staff, while certain additional covers may also be beneficial.
Covers we provide are:
Covers we don’t provide:
Learn more about what insurance couriers need:
Complete our simple quote form with basic details about your business.
Compare quotes from our panel of insurers & chose any optional covers you may need.
Choose the quote that’s right for you, activate your policy and view your certificates online.
Our standard cover is:
Public liability insurance should be considered by all couriers, as this covers your business if you or a member of your team accidentally causes damage to property or injures a member of the public. Even the smallest mistake could have grave repercussions—for example, what if you accidentally drop a heavy parcel on a person’s foot?
With public liability cover, you won’t need to fear the unexpected, because we will cover all costly claims. This, along with legal expenses, accidental death and more, is automatically included in all of our courier insurance policies. Our standard insurance package can give your business has the protection it needs to function as normal, no matter what unexpected incidents occur.
Some of our optional covers may also be valuable to your overall courier insurance package. Income protection is particularly worth considering, as this entitles you to regular payments if you need time off from work due to illness or injury. Meanwhile, personal accident insurance, guarantees you a lump sum to handle business costs and any lost income if you or any employees are permanently unable to continue working. Get your free quote today to start putting together the perfect courier insurance package for your business.
* Total number of live policies as of 31/10/2025
Finding the right insurance policy for your courier business can be challenging, especially considering all the new terms associated with your policy. However, it doesn’t have to be an uphill battle. No matter what kind of courier you are, what vehicle you drive, and what goods you deliver, your insurance should always include the following at the very least:
We also provide cover for delivery services and parcel delivery businesses too – simply select the relevant trade that applies to you for instant cover.
Our standard courier insurance package—which includes public liability, product liability, legal expenses, financial loss and accidental death— starts from less than £59. However, the final price could vary depending on factors such as the nature of your work, the size of your client base, and whether you require any of our optional covers.
If you believe you’re in a position to make a courier insurance claim, contact us with all the details of the incident—provided that it occurred after the policy start date. We will then evaluate your claim and offer any advice you need throughout the procedure. If your claim meets all the required standards, you’ll receive your funds from Tradesman Saver as soon as possible.
To put together your personalised courier insurance policy, you can get a free quote online, which can be activated instantly to provide immediate protection for your business.
From only£55per year 
From only£55per year 
From only£55per year 
From only£75per year 
From only£55per year 
