What is couriers insurance?
When it comes to running your courier service, you know there are a lot of variables in play. Whether it’s parcel delivery or delivery service, there can be risks associated with your profession, including theft of your vehicle. That’s why you need insurance that protects your needs.
Why do you need couriers insurance?
Here at Tradesman Saver, we’re committed to giving you all the protection your business needs, wrapped up in one policy. Tailor-make your own policy with our online quote form, add any optional covers you may need, and get high-quality insurance at a competitive rate. It’s that simple.
Please note, this a public liability policy only and does not include motor insurance.
Tradesman Saver’s Public Liability Cover For Couriers
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
There are many insurance options which would benefit your couriers business, and public liability is one of the most significant. This protects you if your work ends up damaging a client’s property or injuring a client or member of the public. For example, you may need to pay compensation if a client trips over your tools and is injured or you accidentally damage a customer’s carpet with your muddy work boots.
Claims such as this can cost a small fortune but having public liability cover means you won’t be responsible for paying any of the resulting expenses. You can purchase this as part of our automatic package, which also covers you for financial loss, legal expenses, and more.
Other relevant insurance policies for a couriers business include employer’s liability, which is a legal requirement for anybody who employs staff, and professional indemnity insurance. Here at Tradesman Saver we have all the coverage you may need as a courier and you can get your quote online in minutes.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Courier’s Public Liability Insurance
Finding the right insurance policy for your courier business can be pretty tricky, but by far the worst bit is trying to navigate the huge array of insurance terms associated with your policy. After spending hours trying to digest all the information, you can quickly become much more confused than when you began. But it doesn’t have to all be an uphill battle – the only cover you really need to know about is public liability insurance. Public liability insurance is one of the most vital covers involved in your courier’s insurance, as it covers a whole range of incidents and accidents. Covering claims arising from injury to third parties or damage to their property, it provides cover for claims regardless of whether they’re filed by clients or members of the public. A comprehensive cover to accommodate for a whole variety of situations, including a member of a public tripping over a parcel you’re meant to be delivering as you unload it from the car, this cover is the one that won’t let you down.
Delivery Service & Parcel Delivery
We also provide cover for delivery services and parcel delivery businesses too – simply select the relevant trade that applies to you for instant cover.
Thanks a million. Great product.
Nice and easy to set up. Competitive rates. Hopefully I won’t need to claim but I hope it will go smoothly if needed.
Quick easy and by far the best prices