Suspended Ceiling Contractors Insurance
Get the coverage you need against any claims made by your business’ clients with suspended ceiling contractors insurance by Tradesman Saver, which automatically includes:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is suspended ceiling contractors insurance?
Contractors find themselves working in a variety of locations, including both residential and commercial properties. Working as a suspended ceiling contractor, you need to have the right insurance policy protecting you against the cost of any compensation you may owe, so you’re not left footing the bill.
Why do you need suspended ceiling contractors insurance?
Suspended ceiling contracting jobs bring a number of health and safety risks for yourself, as well as the risk that you could cause injury to third parties, such as clients or members of the public. In these cases, you could legally end up owing compensation to the injured parties, which may cost up to tens of thousands. Having the right insurance coverage protects you from footing the bill and without it, it could cost you your business.
Tradesman Saver’s Public Liability Cover For Suspended Ceiling Contractors
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
As a suspended ceiling contractor, the most important cover you need is public liability insurance. This covers you financially for any claims a client of member of the public makes against you, in the event you accidentally cause an injury or damage their personal property. For example, if a person trips over any equipment you have lying around and injures themselves, they could legally claim compensation. With Tradesman Saver’s suspended ceiling contractor insurance, we include this automatically, so you’re covered against any fees you may have to pay.
If you have a team of employees working for you, you legally need to hold employer’s liability insurance, which we offer as an optional policy. This means you can avoid paying out for a claim made by your employees should they get injured on the job. We also suggest taking out a short term income protection policy. While this isn’t a legal requirement, it works to guarantee an income should you fall ill or sustain an injury that leaves you out of work for a significant amount of time. For contractors, we also suggest our contractors all risk insurance, covering you for the cost of any contract work you complete. If, for example, your work is damaged by situations out of your control, like fire, flooding, or theft, our policy will pay for the repairs at no additional cost to you.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.