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Roofing Contractors Insurance

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Tradesman Saver’s Public Liability Cover For Roofing Contractors

Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

Public liability is a key policy for almost any contractor, but especially for roofers. This protects you against any claims made by clients and members of the public, such as if you accidentally cause damage to someone’s personal property or are responsible for an injury sustained, leaving you owing compensation. Roofers, especially, run the risk of accidentally dropping something from the roof, which could seriously injure a passer by, or even the client, making this policy crucial. Thankfully, at Tradesman Saver we include this automatically with our roofing contractors insurance, so you can rest easy knowing you’re fully covered.

If you’re operating as a business with a team of employees, you need to carry employer’s liability insurance, which is an optional policy we offer. This covers you against injuries your staff may sustain while on the job, which could lead to a claim. However, if you’re self-employed, we recommend taking out a short term income protection policy, which you can use in the event you suffer from an injury or illness. If an illness leaves you unable to do your job for a certain period of time, you may not be able to afford to pay your bills and be left struggling to make ends meet during your recovery time. This policy, however, guarantees you a form of income during this time.

For contractors, we suggest taking out a contractors all risk policy as another option, which covers you for all issues surrounding contracted works. If, for example, your work has been left damaged by factors outside of your control, such as fire, flooding, theft, or vandalism, this policy will cover the cost of the work to be completed again, as well as any repairs that need to be made onsite.

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What’s included with our Automatic Cover

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How our roofing contractors insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

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3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is roofing contractors insurance?

Roofing contractors insurance keeps you protected financially against any accidents, injuries, or claims made by clients against you, where you could be required to pay compensation. This can quickly get expensive, especially in the case that it turns into a legal issue. Having the right policy protecting you means you won’t have to foot the entire bill.

Why do you need roofing contractors insurance?

As a roofer, you’re faced with a number of health and safety risks, which can be costly if you’re left owing compensation to members of the public or a client. There is the chance that you can accidentally cause injury to someone, leaving you having to pay damages which could cost up to tens of thousands. However, having the right insurance policy means you won’t be responsible for paying the entire bill, allowing you to focus more on your business rather than worry over the finances.

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Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

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*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
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