Get A Quote
Road Workers surfacing

Road Surfacing Contractors Insurance

Public liability insurance for road surfacing contractors. Compare quotes from leading providers in minutes.

Compare quotes from leading insurers in minutes

Compare Quotes Provided by Brisco Business
Home » Contractor’s Insurance » Road Surfacing Contractors Insurance

Public liability cover for road surfacing contractors

Road surfacers like yourself encounter many hazards in your line of work, but it’s not only you who’s at risk. For example, you could accidentally leave out a tool box that someone falls over, causing them personal injury. Or you might fail to fix a pothole properly, leading to property damage to somebody’s car as a result. Consequently, you may be faced with costly compensation claims that put you in trouble financially. Thankfully, public liability insurance safeguards you in such scenarios, as your insurance provider and not you will pay out for claims involving injury or property damage to a client or member of the public.

Most insurers offer between £1 million and £10 million worth of public liability insurance cover.

Road Worker adding line

What is road surfacing contractors insurance?

With the amount of risks you face in your job day in, day out, it’s imperative that you secure a comprehensive road surfacing contractors insurance policy. Tailored towards your profession, it keeps your head above water financially should you be hit with an expensive compensation claim or legal fees due to an accident at work. All in all, road surfacing contractors insurance gives you the peace of mind needed to do your job to the best of your abilities.

Do road surfacing contractors need insurance?

Regrettably, most insurance providers don’t factor in the exact risks endured by road surfacing contractors, meaning a generic insurance policy won’t offer the protection required. Many providers don’t even offer insurance to road surfacing contractors at all due to how dangerous the profession can be. But without this, you really could be left in the mire, which is why dedicated cover is so crucial.

fic cones along the middle of a road being resurfaced

How our road surfacing contractors insurance works

1 Apply Online

Complete the online quote form on our business insurance website – Brisco Business Insurance

2 Compare Quotes

Get instant quotes from our panel of insurers and choose the one that’s right for you

3 You’re insured!

Instantly activate your Brisco Business Insurance policy and view your certificates online

Compare Quotes Provided by Brisco Business

Road Surfacing Contractor: Frequently Asked Questions

How much road surfacing contractors insurance do I need?

How much cover you require depends on things like the cost of your equipment, how many jobs you do and how dangerous they are.

What does road surfacing contractors insurance cost?

The cost of road surfacing contractors insurance is impacted by factors including how much cover you need, your claims history, and the size of your business.

How do I make a claim on my road surfacing contractors insurance policy?

To make a claim on your road surfacing contractors insurance policy, get in touch with your insurer to receive a claim form. Once you’ve got it, check that you’re within the time limits for making a claim and that your policy covers what you’re claiming for. You should also find out what the excess is if you don’t already know. After filling out the form, it’s then up to your insurer to decide whether your claim is valid or not.

*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
You need to be logged in to Your Account to make a payment. Redirecting you to Account Login.
Redirecting you to Brisco Business Insurance Our business insurance website where you can compare quotes from leading insurers for high risk trades