Road Surfacing Contractors Insurance

Public liability insurance for road surfacing contractors.

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Home » Contractor’s Insurance » Road Surfacing Contractors Insurance

Public liability cover for road surfacing contractors

Road surfacers like yourself encounter many hazards in your line of work, but it’s not only you who’s at risk. For example, you could accidentally leave out a tool box that someone falls over, causing them personal injury. Or you might fail to fix a pothole properly, leading to property damage to somebody’s car as a result. Consequently, you may be faced with costly compensation claims that put you in trouble financially. Thankfully, public liability insurance safeguards you in such scenarios, as your insurance provider and not you will pay out for claims involving injury or property damage to a client or member of the public.

Most insurers offer between £1 million and £10 million worth of public liability insurance cover.

What is road surfacing contractors insurance?

With the number of risks you face in your job day in, day out, it’s imperative that you secure a comprehensive road surfacing contractors insurance policy. Tailored towards your profession, it keeps your head above water financially should you be hit with an expensive compensation claim or legal fees due to an accident at work. All in all, road surfacing contractors insurance gives you the peace of mind needed to do your job to the best of your abilities.

Do road surfacing contractors need insurance?

Regrettably, some insurance providers don’t factor in the exact risks endured by road surfacing contractors, meaning a generic insurance policy won’t offer the protection required as the insurer will not offer cover for your trade. But without adequate insurance, you really could be left in the mire, which is why good quality cover is so crucial.

fic cones along the middle of a road being resurfaced

How our road surfacing contractors insurance works

1 Apply Online

Complete the online quote form on our business insurance website – Brisco Business Insurance

2 Compare Quotes

Get instant quotes from our panel of insurers and choose the one that’s right for you

3 You’re insured!

Instantly activate your Brisco Business Insurance policy and view your certificates online

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Road Surfacing Contractor: Frequently Asked Questions

How much road surfacing contractors insurance do I need?

How much cover you require depends on things like the cost of your equipment, how many jobs you do and how dangerous they are.

What does road surfacing contractors insurance cost?

The cost of road surfacing contractors insurance is impacted by factors including how much cover you need, your claims history, and the size of your business.

How do I make a claim on my road surfacing contractors insurance policy?

To make a claim on your road surfacing contractors insurance policy, get in touch with us to let us what has happened. Before you do though, check that you’re within the time limits for making a claim and that your policy covers what you’re claiming for. You should also find out what the excess is if you don’t already know. We’ll notify your insurance provider and it’s then up to them to decide whether your claim is valid or not. We are always on hand to assist in the claims process.