Partition Contractors Insurance
Protect yourself and your business against any claims made by clients with Tradesman Saver’s partition contractors insurance, which automatically includes:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is partition contractors insurance?
Working as a partition contractor could send you to a variety of locations, including both the public and private sectors. You could be presented with a number of health and safety risks, which you need to be protected against, such as possible slips and trips or any potential damage caused by dangerous tools and equipment. Tradesman Saver’s partition contractors insurance offers instant financial protection in the event a client takes legal action against you.
Why do you need partition contractors insurance?
Any form of construction work can quickly get risky, and you may find yourself accidentally causing damage to a property or injuring a client. Having the right insurance policy will cover you for any legal costs that a claim may bring, meaning you can get back to business as soon as possible, with minimal damage to your finances. In some cases, you may find that your hard work has been undone through no fault of your own, which your insurance can cover, so you don’t have to worry about paying out of your own pocket to redo the job.
Tradesman Saver’s Public Liability Cover For Partition Contractors
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Public liability is the most important for your partition contractors business, as it offers protection against claims made by members of the public and your own clients. If you accidentally damage the property of either party, they can request compensation from you, and this can get very costly very quickly. In some cases, this can even put you out of business if the damage is serious enough and you don’t have the right coverage. For your protection, this is automatically included as part of Tradesman Saver’s insurance policies.
If you’re running a business that also employs people, you legally need to hold employer’s liability insurance, which protects you against any claims from staff members. If any of your employees suffer an injury on the job they may file a compensation claim, which could potentially cost you tens of thousands. They may also be unable to work for a significant period of time, which can drastically affect your profits. If you don’t have a team and work alone, you may want to consider short term income protection insurance, which helps you financially while you’re recovering from an accident or sickness.
At Tradesman Saver, we recommend looking at taking out other optional policies in the event of emergencies. Tool insurance, for example, protects your equipment from damage or loss, which is especially useful if you regularly use specialist tools that are expensive and difficult to get hold of. You may also choose to take out professional indemnity insurance, protecting you in the event of a lawsuit. If you or your business makes a mistake, such as providing a poor service or offering clients bad or wrong advice, they may file a claim against you. The legal fees and compensation you may be required to pay can get costly, even risking putting you out of business without the right cover.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
A pleasure to do business with 🙂
very quick and easy plus very competative
Straight forward and simple,and hopefully everything everything else is going to be straight forward.