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Electrical Contractors Insurance

Protect your business against any third-party claims with electrical contractors insurance

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Tradesman Saver’s Electrical Contractors Insurance

Our standard cover is:

  • Up to £5 million cover for public and products liability
  • £10,000 cover for any financial loss (£50K cover optional)
  • Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)

At Tradesman Saver, we understand that you need to safeguard yourself and your business against any financial loss or legal expenses, whether this is from a member of the public or even your own employees. Our electrical contractor’s insurance covers you for public and employer’s liability, offering a more specific insurance policy compared to our basic contractor’s insurance.

Buying contractor’s insurance with Tradesman Saver gives you coverage from the moment you purchase, giving you peace of mind as soon as you need it. We also offer a range of optional policies for more specific contractor roles, such as building, fencing, and damp proofing insurance, giving you the right coverage as and when you need it.

Contractors should also consider looking at our optional covers for added coverage, including our tools and equipment insurance, which provides cover against damage or theft. We also recommend business contents, which insures all the other items you need to run your business such as computers, desks, and telephone systems. This is especially useful if you’re running your business from an office. If you have a team of employees, you legally need to have employers liability insurance, which covers you for any accidental staff injuries on the job. This is especially useful if there are a range of potential hazards on the job. Get in touch with our team today to discuss creating the perfect insurance policy for your business. 

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What’s included with our Automatic Cover

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How our electrical contractors insurance works

1 Apply Online

Complete our simple quote form with basic details about your business

2 Get a Quote

Get an instant quote & choose any optional covers you may need

3 You’re insured!

Instantly activate your Tradesman Saver policy and view your certificates online

What is electrical contractors insurance?

Working as an electrician has a number of risks involved, and no two jobs will be the same. Whether you’re working on residential or commercial properties, or even on building sites, you need to be careful to avoid any nasty accidents to you or anyone else. Our insurance package safeguards your business against any legal ramifications if a client decides to take legal action against you or your business.

Why do you need electrical contractors insurance?

As an electrical contractor, you need to stay completely focused throughout every job, with little room for mistakes. You will likely also need specialist tools to do your job, and will have to offer professional advice to your clients or other businesses. Having the right insurance policy covers you in the event you make an error on the job, or even if you give out faulty information that causes a financial loss to your client. Our public liability policy also covers you for any damage that may be sustained by clients, while our employers’ liability insurance protects your business against any claims made by your employees.

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Chosen by over 5000 businesses and counting *

Online & Anywhere

We like to keep things simple. Your quote, purchase and documents are all available online, anytime.

Monthly Instalments

Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.

Instant Cover

No need to wait for your documents. Our tradesman cover starts from the moment you purchase.

Added Protection

Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.

* Total number of live policies as at 31/03/2022
£50 from
me to you.

When a friend you refer takes out a new policy, we’ll give £25 to them, and £25 to you.

Refer a friend
*This indicative price is for £1m public and products liability, £250,000 legal expenses, £10,000 financial loss and £10,000 accidental death insurance cover for a sole trader. The price includes insurance premium tax but excludes our admin charge. 19% of new customers paid less than £59 between 1st January 2021 and 28th February 2021. The actual price you pay will depend upon your specific business requirements and will be affected by your trade, your claims history and the optional covers you select which are all priced separately during the quote process. This website is intended for customers based in the UK and is therefore subject to the UK regulatory regime(s) © Copyright 2022 Tradesman Saver | Tradesman Saver and Henry Seymour & Co. are trading names of Barkdene Limited which is authorised and regulated by the Financial Conduct Authority (FRN 303965) for our insurance distribution and credit broking activities. Barkdene Limited is a credit broker not a lender. You can check this on the Financial Services register.
Registered in England No 1842617. Registered Office – Chancery House, St Nicholas Way, Sutton, Surrey, SM1 1JB. All rights reserved.
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