Electrical Contractors Insurance
Protect your business against any third-party claims with our electrical contractors insurance, which automatically includes:
- Public Liability
- Financial Loss
- Products Liability
- Legal Expenses
- Accidental Death
What is electrical contractors insurance?
Working as an electrician has a number of risks involved, and no two jobs will be the same. Whether you’re working on residential or commercial properties, or even on building sites, you need to be careful to avoid any nasty accidents to you or anyone else. Our insurance package safeguards your business against any legal ramifications if a client decides to take legal action against you or your business.
Why do you need electrical contractors insurance?
As an electrical contractor, you need to stay completely focused throughout every job, with little room for mistakes. You will likely also need specialist tools to do your job, and will have to offer professional advice to your clients or other businesses. Having the right insurance policy covers you in the event you make an error on the job, or even if you give out faulty information that causes a financial loss to your client. Our public liability policy also covers you for any damage that may be sustained by clients, while our employers’ liability insurance protects your business against any claims made by your employees.
Tradesman Saver’s Electrical Contractors Insurance
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
At Tradesman Saver, we understand that you need to safeguard yourself and your business against any financial loss or legal expenses, whether this is from a member of the public or even your own employees. Our electrical contractor’s insurance covers you for public and employer’s liability, offering a more specific insurance policy compared to our basic contractor’s insurance.
Buying contractor’s insurance with Tradesman Saver gives you coverage from the moment you purchase, giving you peace of mind as soon as you need it. We also offer a range of optional policies for more specific contractor roles, such as building, fencing, and damp proofing insurance, giving you the right coverage as and when you need it.
Contractors should also consider looking at our optional covers for added coverage, including our tools and equipment insurance, which provides cover against damage or theft. We also recommend business contents, which insures all the other items you need to run your business such as computers, desks, and telephone systems. This is especially useful if you’re running your business from an office. If you have a team of employees, you legally need to have employers liability insurance, which covers you for any accidental staff injuries on the job. This is especially useful if there are a range of potential hazards on the job. Get in touch with our team today to discuss creating the perfect insurance policy for your business.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.