
Drainage Contractors Insurance
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Tradesman Saver’s Drainage Contractors Insurance
Our standard cover is:
- £1 million cover for public and products liability (with an option to increase to £2 million or £5 million)
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
At Tradesman Saver, our drainage contractors insurance provides cover for public liability, which protects you if your work causes injury to a member of the public or a client, or if you accidentally damage their property. Our drainage contractors insurance offers protection for any financial loss or legal expenses directly related to the job.
You can also add some or all of our optional insurances for extra coverage. Working as a drainage contractor requires specific tools, some of which can be very costly. Taking out a tools and equipment policy provides coverage against theft and accidental damage, while our contractors all risks insurance protects you and your business against a wide range of hazards and potential accidents in the workplace. If you employ a team of people as part of your business, you must legally have employer’s liability insurance, which protects you against any financial loss resulting from injuries sustained by your team. If you’re unsure what extra coverage you may need in your line of work, get in touch with our team for expert advice, and to have a tailored insurance policy made for you.
What’s included with our Automatic Covers
Learn more about our Optional Covers
How our drainage contractors insurance works
Complete our simple quote form with basic details about your business
Get an instant quote & choose any optional covers you may need
Instantly activate your Tradesman Saver policy and view your certificates online
What is drainage contractors insurance?
When it comes to drainage, contractors need to be careful that they don’t cause damage to the system itself. In some cases, there may be allegations of damage to the system, which you may not be able to prove wasn’t you. Our insurance policy protects contractors against these claims, as well as any injuries sustained by clients or your employees, which may result in a legal claim being made against you.
Why do you need drainage contractors insurance?
Working on drains requires specialist tools and can be risky business, with the potential to accidentally damage the drainage system – or unsuspecting members of the public. Having the right insurance is crucial to protect your tools against damage or theft, while also covering you for any financial loss for accidental damage. This includes cover for excavation, confined space work, and any pure financial losses.
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It Shouldn’t Happen To A Drainage Contractor
Here are some examples of claims:
Example 1
You’re working on a job and you’ve left the drain uncovered, but unfortunately a customer is walking by and falls into the uncovered drain, sustaining considerable injuries. They seek compensation for their injuries from you. Your public liability insurance is your ally in this situation – it will cover the costs of the claim, so you can keep the job running on schedule.
Example 2
You’re working on a site and you leave your tools there while you go to pick up a sandwich from the shop. But when you return, you discover your van has been broken into and your tools have been stolen from the site. Your tools & equipment insurance has you covered here – it will pay the costs of replacing your tools, so your business doesn’t have to suffer because someone else has sticky fingers.