What is drainage contractors insurance?
When it comes to drainage, contractors need to be careful that they don’t cause damage to the system itself. In some cases, there may be allegations of damage to the system, which you may not be able to prove wasn’t you. Our insurance policy protects contractors against these claims, as well as any injuries sustained by clients or your employees, which may result in a legal claim being made against you.
Why do you need drainage contractors insurance?
Working on drains requires specialist tools and can be risky business, with the potential to accidentally damage the drainage system – or unsuspecting members of the public. Having the right insurance is crucial to protect your tools against damage or theft, while also covering you for any financial loss for accidental damage. This includes cover for excavation, confined space work, and any pure financial losses.
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It Shouldn’t Happen To A Drainage Contractor
Here are some examples of claims:
Customer Injury
You’re working on a job and you’ve left the drain uncovered, but unfortunately a customer is walking by and falls into the uncovered drain, sustaining considerable injuries. They seek compensation for their injuries from you. Your public liability insurance is your ally in this situation – it will cover the costs of the claim, so you can keep the job running on schedule.
Stolen Tools
You’re working on a site and you leave your tools there while you go to pick up a sandwich from the shop. But when you return, you discover your van has been broken into and your tools have been stolen from the site. Your tools & equipment insurance has you covered here – it will pay the costs of replacing your tools, so your business doesn’t have to suffer because someone else has sticky fingers.
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