What is cleaning contractors insurance?
Being a contracted cleaner means that you’re often trusted with your clients’ property and their possessions. Having the right insurance keeps you protected in the event of any accidental damage caused to the property, or even any personal injury caused by working with hazardous substances. Whether you need financial protection from any legal action, or to cover you for any time off work, having the right coverage is crucial.
Why do you need cleaning contractors insurance?
Working closely in a client’s property and with their personal belongings is risky, as you need to handle everything extremely carefully to avoid causing damage or injury. Anything from broken items to a client slipping on a wet floor is reason enough for a client to legally request compensation. This could lead to costly legal fees as well as the price of compensation. Tradesman Saver’s cleaning contractors insurance protects you, covering these costs.
Tradesman Saver’s Cleaning Contractors Insurance
Our standard cover is:
- Up to £5 million cover for public and products liability
- £10,000 cover for any financial loss (£50K cover optional)
- Worldwide liability cover for temporary work abroad for up to 14 days (excluding the USA and Canada)
Our cleaning contractors insurance provides cover for public liability, protecting you against any accidental injuries sustained by your client or damages to their property because of the work you carry out. These claims can be very costly, but having the right insurance means you don’t have to pay for any of the resulting expenses, including financial loss, legal expenses, and more.
At Tradesman Saver, we also offer insurance for jobs like electrical, building, and damp proofing, providing insurance policies perfect for any contractor.
Contractors should look at taking out optional insurance policies for additional coverage. If you employ anyone as part of your business, you must have employer’s liability insurance, by law. For cleaning contractors, we recommend taking out a personal accident policy, which provides your business with the funds to continue trading, even if you sustain an injury that leaves you unable to work for a short period of time. This is because cleaners are regularly around hazardous chemicals that could cause a serious injury. Contact us today to start building your custom-made insurance package with the help of our expert team.
Online & Anywhere
We like to keep things simple. Your quote, purchase and documents are all available online, anytime.
No need to wait for your documents. Our tradesman cover starts from the moment you purchase.
Public liability, products liability, financial loss, legal expenses and accidental death cover as standard.
Cashflow is important to every business. Spread the cost by paying in easy monthly instalments.
Cleaning Contractors Insurance
Fantastic and very quick thank you
quick easy to set up and good value- was recommended by another tradesman
Easy to get quote & pay, which was good,hopefully won’t find out if they are any good at claims